HGTY
Hagerty·NYSE
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HGTY fundamentals
Hagerty (HGTY) released its earnings on Feb 26, 2026: revenue was 357.33M (YoY +22.48%), beat estimates; EPS was 0.08 (YoY +300.00%), beat estimates.
Revenue / YoY
357.33M
+22.48%
EPS / YoY
0.08
+300.00%
Report date
Feb 26, 2026
HGTY Earnings Call Summary for Q4,2025
- Revenue & Profit Growth: 17% revenue increase to $1.28B, net income up 91% to $149M, driven by 14% written premium growth and 119% Marketplace expansion.
- Markel Transition Impact: 2026 GAAP net loss of $41-51M due to $190M noncash transition costs, but adjusted EBITDA guidance of $236-247M reflects underlying growth.
- State Farm Momentum: 525,000 Classic+ conversions in 27 states, with full U.S. rollout by end-2026, contributing to 15-16% written premium growth.
- AI & Claims Innovation: Investing in AI for fraud detection and personalized service, with 34% return on equity for Hagerty Re.
- Marketplace Leadership: #2 global player with $566M in 2025 transactions, expanding into Europe and launching digital sales platform.
Earnings
EPS
Revenue
Revenue & Expenses
HGTY has released its 2025 Q4 earnings report, with revenue of 385.04M, reflecting a YoY change of 16.33%, and net profit of 28.56M, showing a YoY change of 238.38%. The Sankey diagram below clearly presents HGTY's revenue sources and cost distribution.
Key Indicators
Hagerty (HGTY) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Hagerty (HGTY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Hagerty (HGTY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Hagerty (HGTY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Hagerty (HGTY) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Hagerty (HGTY) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What does Hagerty do and what are its main business segments?What factors drove the changes in Hagerty's revenue and profit?What is the market's earnings forecast for Hagerty next quarter?What were the key takeaways from Hagerty's earnings call?Did Hagerty beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Hagerty year over year?What is Hagerty's latest dividend and current dividend yield?What is Hagerty's gross profit margin?
