HDB
HDFC Bank·NYSE
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HDB fundamentals
HDFC Bank (HDB) released its earnings on Oct 23, 2025: revenue was 5.17B (YoY 0.00%), missed estimates; EPS was 0.136743 (YoY 0.00%), missed estimates.
Revenue / YoY
5.17B
0.00%
EPS / YoY
0.136743
0.00%
Report date
Oct 23, 2025
HDB Earnings Call Summary for Q2,2026
- Economic Momentum: Domestic economy strengthens on fiscal and monetary measures, driving loan growth and market share gains.
- NIM Outlook: NIM compression (8 bps) expected to reverse as deposit repricing gains traction over 6-12 months.
- AI and Tech Investment: Strategic focus on AI experiments and core platform upgrades to enhance customer experience.
- Capital Strength: CET1 ratio maintained above thresholds, with capital for 3-4 years of growth without raises.
- Home Loan Success: 2-3 day turnaround time, 98% savings account upsell, and 14% credit card penetration.
- SME Recovery: Healthy credit demand and stable asset quality in SME segment.
- Cross-Border Opportunities: Potential to participate in cross-border M&A as RBI guidelines evolve.
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Key Indicators
HDFC Bank (HDB) key financial stats and ratios, covering profitability, financial health, and leverage.
HDFC Bank (HDB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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HDFC Bank (HDB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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HDFC Bank (HDB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does HDFC Bank (HDB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track HDFC Bank (HDB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did HDFC Bank beat or miss consensus estimates last quarter?What factors drove the changes in HDFC Bank's revenue and profit?What is HDFC Bank's gross profit margin?What is the revenue and EPS growth rate for HDFC Bank year over year?What were the key takeaways from HDFC Bank’s earnings call?What is HDFC Bank's latest dividend and current dividend yield?What is the market's earnings forecast for HDFC Bank next quarter?What does HDFC Bank do and what are its main business segments?
