HDB
HDFC Bank·NYSE
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HDB fundamentals
HDFC Bank (HDB) released its earnings on Jan 20, 2026: revenue was 5.08B (YoY +2.66%), missed estimates; EPS was 0.3999 (YoY +3.63%), beat estimates.
Revenue / YoY
5.08B
+2.66%
EPS / YoY
0.3999
+3.63%
Report date
Jan 20, 2026
HDB Earnings Call Summary for Q3,2026
- Credit Growth Leadership: FY '27 loan growth to exceed system average (12%-13%), driven by retail and MSME focus.
- CD Ratio Glide Path: Target 85%-90% by FY '27, supported by deposit growth and bulk deposit optimization.
- Resilient Asset Quality: Gross NPAs at 1.2%, with recoveries offsetting slippages. Agri portfolio compliant with regulatory standards.
- Liquidity Strength: LCR at 116, stable funding through granular retail deposits.
- Margin Improvement: Cost of funds down 11bps to 6.8%, CASA growth and product diversification driving margin expansion.
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Revenue
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Key Indicators
HDFC Bank (HDB) key financial stats and ratios, covering profitability, financial health, and leverage.
HDFC Bank (HDB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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HDFC Bank (HDB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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HDFC Bank (HDB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does HDFC Bank (HDB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track HDFC Bank (HDB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does HDFC Bank do and what are its main business segments?What is HDFC Bank's gross profit margin?What is HDFC Bank's latest dividend and current dividend yield?What were the key takeaways from HDFC Bank's earnings call?What is the market's earnings forecast for HDFC Bank next quarter?What is the revenue and EPS growth rate for HDFC Bank year over year?What guidance did HDFC Bank's management provide for the next earnings period?What factors drove the changes in HDFC Bank's revenue and profit?
