HDFC Bank (HDB) Fundamental Analysis: Revenue, Earnings & Valuation

5.19 / 10

Netural

Fundamental analysis rates the stock 5.2/10. Strong points include Net‑income‑Revenue, Profit‑MV and Gross‑margin, all scoring high. Weaknesses are Asset‑MV and Cash‑MV, plus modest liability ratios. Overall the balance sheet appears stable but not exceptional.

Analysis Checks(8/10)

Revenue-MV

Value-0.86

Score3/3

Weight15.42%

1M Return6.99%

Gross profit margin (%)

Value41.86

Score3/3

Weight7.01%

1M Return3.53%

Current liabilities / Total liabilities (%)

Value48.00

Score3/3

Weight7.01%

1M Return3.53%

Profit-MV

Value4.87

Score3/3

Weight14.82%

1M Return6.67%

Net income-Revenue

Value1.80

Score3/3

Weight15.58%

1M Return6.86%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.01%

1M Return3.53%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.01%

1M Return3.53%

Cash-UP

Value-0.16

Score2/3

Weight8.84%

1M Return4.28%

Asset-MV

Value2.23

Score0/3

Weight8.48%

1M Return4.11%

Cash-MV

Value-0.79

Score1/3

Weight8.82%

1M Return4.12%

Is HDB undervalued or overvalued?

HDB scores 5.19/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.90% ROE, 27.91% net margin, 16.00 P/E ratio, 1.96 P/B ratio, and -18.77% earnings growth, these metrics solidify its Netural investment rating.