HDFC Bank (HDB) Fundamental Analysis: Revenue, Earnings & Valuation

4.21 / 10

Netural

The security demonstrates moderate fundamental health (4.2/10). Positive indicators include Gross profit margin at 36.7% (Q1, score 3), Total profit / EBIT at 100% (Q1, score 3), and Net income-Revenue at 1.77 (Q4, score 3). Risks are noted in Shareholders’ equity growth at 10.5% (Q1, score 0) and Cash-UP at 0.01 (Q2, score 1). Weighted factors highlight PB-ROE (-0.87, Q1, score 3) and Revenue-MV (-0.88, Q3, score 3) as key drivers. Overall, fundamentals are average with mixed signals, warranting caution.

Analysis Checks(6/10)

Revenue-MV

Value-0.88

Score3/3

Weight16.05%

1M Return7.62%

Net profit attributable to parent company shareholders / Net profit (%)

Value98.10

Score2/3

Weight7.99%

1M Return4.07%

Gross profit margin (%)

Value36.70

Score3/3

Weight6.29%

1M Return3.27%

Net income-Revenue

Value1.77

Score3/3

Weight15.79%

1M Return7.08%

PB-ROE

Value-0.87

Score3/3

Weight18.49%

1M Return7.29%

Shareholders’ equity attributable to parent company (growth rate compared to beginning of year %)

Value10.50

Score0/3

Weight3.83%

1M Return2.09%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.37%

1M Return3.30%

Cash-UP

Value0.01

Score1/3

Weight6.03%

1M Return3.34%

Asset-MV

Value2.21

Score0/3

Weight10.56%

1M Return4.87%

Cash-MV

Value-0.75

Score1/3

Weight8.61%

1M Return4.02%

Is HDB fundamentally strong?

HDB scores 4.21/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.90% ROE, 27.91% net margin, 21.95 P/E ratio, 2.69 P/B ratio, and -18.77% earnings growth, these metrics solidify its Netural investment rating.