HCI
HCI Group·NYSE
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HCI fundamentals
HCI Group (HCI) released its earnings on Nov 6, 2025: revenue was 216.35M (YoY -19.98%), missed estimates; EPS was 4.9 (YoY +942.55%), beat estimates.
Revenue / YoY
216.35M
-19.98%
EPS / YoY
4.9
+942.55%
Report date
Nov 6, 2025
HCI Earnings Call Summary for Q3,2025
- Record Financials: Q3 EPS $4.90, book value +50% YTD to $63, and 70% YTD pretax income growth.
- Exzeo IPO Impact: $155M net proceeds, book value to rise $125M, and HCI retains 75M shares for future upside.
- Strategic Takeouts: 47,000 Citizens policies ($175M premium) secured, with 60% unearned in Q4.
- Balance Sheet Strength: Debt-to-cap 8%, return on equity >30%, and $150M credit facility expansion.
- Growth Catalysts: Operational leverage (13% revenue growth with flat expenses), Exzeo pipeline expansion, and 2026 growth initiatives.
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Key Indicators
HCI Group (HCI) key financial stats and ratios, covering profitability, financial health, and leverage.
HCI Group (HCI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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HCI Group (HCI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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HCI Group (HCI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does HCI Group (HCI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track HCI Group (HCI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does HCI Group do and what are its main business segments?What is the revenue and EPS growth rate for HCI Group year over year?What is HCI Group's latest dividend and current dividend yield?What guidance did HCI Group's management provide for the next earnings period?Did HCI Group beat or miss consensus estimates last quarter?What factors drove the changes in HCI Group's revenue and profit?What is the market's earnings forecast for HCI Group next quarter?What were the key takeaways from HCI Group's earnings call?
