GPMT
Granite Point·NYSE
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8.84 / 10
Outperform
GPMT's fundamentals score 8.8/10, reflecting robust asset quality and earnings growth. Key positives include a high diluted EPS YoY growth rate of 83.29% and strong asset-to-market value ratio. However, negative returns on assets (ROTA -12.40%) and a low net assets per share growth rate (-3.20%) introduce risk. The PB-ROE factor is slightly negative (-0.97), and ROE is depressed at -4.84%, indicating limited equity efficiency. Overall, the company's balance-sheet strength offsets profitability concerns, supporting an 'Outperform' stance but with caveats.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value-3.20
Score1/3
Weight3.18%
1M Return0.29%
Value-3.20
Score1/3
Weight3.18%
1M Return0.29%
PB-ROE
Value-0.97
Score1/3
Weight-5.31%
1M Return-0.46%
Value-0.97
Score1/3
Weight-5.31%
1M Return-0.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight2.98%
1M Return0.28%
Value100.00
Score3/3
Weight2.98%
1M Return0.28%
ROE (diluted) (%)
Value-4.84
Score0/3
Weight-25.64%
1M Return-3.02%
Value-4.84
Score0/3
Weight-25.64%
1M Return-3.02%
Asset-MV
Value2.01
Score3/3
Weight55.29%
1M Return3.75%
Value2.01
Score3/3
Weight55.29%
1M Return3.75%
Net income-Revenue
Value0.93
Score1/3
Weight10.09%
1M Return0.93%
Value0.93
Score1/3
Weight10.09%
1M Return0.93%
Rate of return on total assets (%)
Value-12.40
Score2/3
Weight2.21%
1M Return0.21%
Value-12.40
Score2/3
Weight2.21%
1M Return0.21%
Annualized return on total assets (%)
Value-16.54
Score2/3
Weight2.21%
1M Return0.21%
Value-16.54
Score2/3
Weight2.21%
1M Return0.21%
Diluted earnings per share (YoY growth rate %)
Value83.29
Score3/3
Weight35.92%
1M Return2.99%
Value83.29
Score3/3
Weight35.92%
1M Return2.99%
Cash-MV
Value-0.36
Score2/3
Weight19.07%
1M Return1.54%
Value-0.36
Score2/3
Weight19.07%
1M Return1.54%
Net assets per share (growth rate compared to beginning of year %)
Value-3.20
Score1/3
Weight3.18%
1M Return0.29%
Value-3.20
Score1/3
Weight3.18%
1M Return0.29%
Net income-Revenue
Value0.93
Score1/3
Weight10.09%
1M Return0.93%
Value0.93
Score1/3
Weight10.09%
1M Return0.93%
PB-ROE
Value-0.97
Score1/3
Weight-5.31%
1M Return-0.46%
Value-0.97
Score1/3
Weight-5.31%
1M Return-0.46%
Rate of return on total assets (%)
Value-12.40
Score2/3
Weight2.21%
1M Return0.21%
Value-12.40
Score2/3
Weight2.21%
1M Return0.21%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight2.98%
1M Return0.28%
Value100.00
Score3/3
Weight2.98%
1M Return0.28%
Annualized return on total assets (%)
Value-16.54
Score2/3
Weight2.21%
1M Return0.21%
Value-16.54
Score2/3
Weight2.21%
1M Return0.21%
ROE (diluted) (%)
Value-4.84
Score0/3
Weight-25.64%
1M Return-3.02%
Value-4.84
Score0/3
Weight-25.64%
1M Return-3.02%
Diluted earnings per share (YoY growth rate %)
Value83.29
Score3/3
Weight35.92%
1M Return2.99%
Value83.29
Score3/3
Weight35.92%
1M Return2.99%
Asset-MV
Value2.01
Score3/3
Weight55.29%
1M Return3.75%
Value2.01
Score3/3
Weight55.29%
1M Return3.75%
Cash-MV
Value-0.36
Score2/3
Weight19.07%
1M Return1.54%
Value-0.36
Score2/3
Weight19.07%
1M Return1.54%
Is GPMT undervalued or overvalued?
- GPMT scores 8.84/10 on fundamentals and holds a Discounted valuation at present. Backed by its -4.69% ROE, 154.96% net margin, -0.96 P/E ratio, 0.17 P/B ratio, and 62.44% earnings growth, these metrics solidify its Outperform investment rating.
