Symbols

GL

Globe Life·NYSE

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GL fundamentals

GL Q4 2025 Earnings

Globe Life (GL) released its earnings on Feb 4, 2026: revenue was 1.52B (YoY +3.64%), missed estimates; EPS was 3.39 (YoY +7.96%), missed estimates.

Revenue / YoY

1.52B

+3.64%

EPS / YoY

3.39

+7.96%

Report date

Feb 4, 2026

GL Earnings Call Summary for Q4,2025

Revenue Growth: Q4 2025 net operating income up 8% YoY, with 7-8% 2026 growth expected. Health premium revenue to grow 14-16% YoY.
Share Repurchases: $685 million in 2025, with $535-585 million planned for 2026, supported by $625-675 million excess cash flow.
Medicare Supplement Expansion: 2025 sales nearly doubled, with 2026 rate increases driving 10-11% margin in Q2-4.
AI and Tech Exposure: Minimal portfolio risk (<2% fixed maturities in tech), focused on long-term stable companies.
Agent Productivity: Direct-to-consumer sales up 24% YoY, with 10% QoQ growth in exclusive agencies despite agent turnover.

Earnings

EPS

Revenue

Revenue & Expenses

Key Indicators

Globe Life (GL) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Globe Life (GL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Globe Life (GL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Globe Life (GL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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