GDOT
Green Dot·NYSE
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6.28 / 10
Outperform
GDOT's fundamental analysis yields a score of 6.3/10, classified as adequate. Key strengths include a healthy EBIT-to-revenue ratio and positive Asset-MV/Profit-MV metrics, which historically correlate with favorable returns. However, weaknesses such as a negative Net profit margin (-3.34%) and a sharp decline in year-over-year profits (-113.8%) temper the outlook. Overall, the fundamentals suggest potential but highlight execution risks that investors should monitor closely.
Analysis Checks(8/10)
Gross profit margin (%)
Value100.00
Score1/3
Weight0.97%
1M Return0.93%
Value100.00
Score1/3
Weight0.97%
1M Return0.93%
Total profit (YoY growth rate %)
Value-113.82
Score3/3
Weight11.45%
1M Return9.32%
Value-113.82
Score3/3
Weight11.45%
1M Return9.32%
Total profit / EBIT (%)
Value107.57
Score3/3
Weight12.47%
1M Return10.07%
Value107.57
Score3/3
Weight12.47%
1M Return10.07%
Total assets turnover ratio
Value0.28
Score2/3
Weight5.09%
1M Return4.90%
Value0.28
Score2/3
Weight5.09%
1M Return4.90%
Asset-MV
Value-0.50
Score3/3
Weight33.65%
1M Return16.94%
Value-0.50
Score3/3
Weight33.65%
1M Return16.94%
Profit-MV
Value0.46
Score3/3
Weight12.15%
1M Return9.34%
Value0.46
Score3/3
Weight12.15%
1M Return9.34%
Net profit margin (%)
Value-3.34
Score0/3
Weight1.26%
1M Return1.14%
Value-3.34
Score0/3
Weight1.26%
1M Return1.14%
Operating revenue (YoY growth rate %)
Value22.78
Score2/3
Weight8.54%
1M Return7.92%
Value22.78
Score2/3
Weight8.54%
1M Return7.92%
EBIT / Total operating revenue (%)
Value-3.88
Score2/3
Weight2.87%
1M Return2.61%
Value-3.88
Score2/3
Weight2.87%
1M Return2.61%
Cash-MV
Value-0.07
Score2/3
Weight11.56%
1M Return7.48%
Value-0.07
Score2/3
Weight11.56%
1M Return7.48%
Gross profit margin (%)
Value100.00
Score1/3
Weight0.97%
1M Return0.93%
Value100.00
Score1/3
Weight0.97%
1M Return0.93%
Profit-MV
Value0.46
Score3/3
Weight12.15%
1M Return9.34%
Value0.46
Score3/3
Weight12.15%
1M Return9.34%
Total profit (YoY growth rate %)
Value-113.82
Score3/3
Weight11.45%
1M Return9.32%
Value-113.82
Score3/3
Weight11.45%
1M Return9.32%
Net profit margin (%)
Value-3.34
Score0/3
Weight1.26%
1M Return1.14%
Value-3.34
Score0/3
Weight1.26%
1M Return1.14%
Total profit / EBIT (%)
Value107.57
Score3/3
Weight12.47%
1M Return10.07%
Value107.57
Score3/3
Weight12.47%
1M Return10.07%
Operating revenue (YoY growth rate %)
Value22.78
Score2/3
Weight8.54%
1M Return7.92%
Value22.78
Score2/3
Weight8.54%
1M Return7.92%
Total assets turnover ratio
Value0.28
Score2/3
Weight5.09%
1M Return4.90%
Value0.28
Score2/3
Weight5.09%
1M Return4.90%
EBIT / Total operating revenue (%)
Value-3.88
Score2/3
Weight2.87%
1M Return2.61%
Value-3.88
Score2/3
Weight2.87%
1M Return2.61%
Asset-MV
Value-0.50
Score3/3
Weight33.65%
1M Return16.94%
Value-0.50
Score3/3
Weight33.65%
1M Return16.94%
Cash-MV
Value-0.07
Score2/3
Weight11.56%
1M Return7.48%
Value-0.07
Score2/3
Weight11.56%
1M Return7.48%
Is GDOT undervalued or overvalued?
- GDOT scores 6.28/10 on fundamentals and holds a Discounted valuation at present. Backed by its -5.83% ROE, -2.33% net margin, -27.83 P/E ratio, 0.73 P/B ratio, and 19.05% earnings growth, these metrics solidify its Outperform investment rating.
