Glacier Bancorp (GBCI) Fundamental Analysis: Revenue, Earnings & Valuation

1.98 / 10

Underperform

Fundamental analysis scores 2/10, indicating poor quality. Gross profit margin is solid (41.8%), but PB‑ROE is negative and asset‑to‑market value is weak. Liability ratios are low, suggesting defensive balance, yet overall fundamentals are underperforming.

Analysis Checks(4/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight8.20%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight8.20%

1M Return3.70%

Profit-MV

Value0.79

Score0/3

Weight8.86%

1M Return4.03%

Net income-Revenue

Value0.44

Score1/3

Weight13.61%

1M Return5.19%

PB-ROE

Value-0.91

Score0/3

Weight9.57%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight8.20%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.20%

1M Return3.70%

Cash-UP

Value-0.09

Score1/3

Weight7.98%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight16.60%

1M Return6.12%

Cash-MV

Value-0.05

Score1/3

Weight10.58%

1M Return4.31%

Is GBCI fundamentally strong?

GBCI scores 1.98/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.43% ROE, 23.20% net margin, 24.52 P/E ratio, 1.39 P/B ratio, and 19.05% earnings growth, these metrics solidify its Underperform investment rating.