FLG
Flagstar Bank·NYSE
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FLG fundamentals
Flagstar Bank (FLG) released its earnings on Oct 24, 2025: revenue was 519.00M (YoY +1.76%), beat estimates; EPS was -0.07 (YoY +89.86%), met estimates.
Revenue / YoY
519.00M
+1.76%
EPS / YoY
-0.07
+89.86%
Report date
Oct 24, 2025
FLG Earnings Call Summary for Q3,2025
- C&I Growth Acceleration: Q3 originations of $1.7 billion, with pipeline of $1.8 billion for Q4, targeting $1.75B-$2B quarterly.
- Net Interest Margin Expansion: 10 bps Q3 expansion to 1.91%, driven by multi-family loan resets and C&I spread of 242 bps over SOFR.
- Credit Quality Improvement: Nonaccrual loans down $600M YTD, criticized assets reduced 20%, with $400M Q4 resolution pipeline.
- Cost Efficiency: $800M annualized expense reduction, targeting further savings through FDIC optimization and tech investments.
- Balance Sheet Diversification: CRE concentration down to 407%, with 1/3 C&I, 1/3 CRE, 1/3 consumer mix expected by 2027.
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Key Indicators
Flagstar Bank (FLG) key financial stats and ratios, covering profitability, financial health, and leverage.
Flagstar Bank (FLG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Flagstar Bank (FLG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Flagstar Bank (FLG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Flagstar Bank (FLG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Flagstar Bank (FLG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Flagstar Bank's revenue and profit?What is Flagstar Bank's latest dividend and current dividend yield?What guidance did Flagstar Bank's management provide for the next earnings period?What were the key takeaways from Flagstar Bank's earnings call?What were the key takeaways from Flagstar Bank’s earnings call?What does Flagstar Bank do and what are its main business segments?What is the revenue and EPS growth rate for Flagstar Bank year over year?What is Flagstar Bank's gross profit margin?
