FLG
Flagstar Bank·NYSE
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FLG fundamentals
Flagstar Bank (FLG) released its earnings on Jan 30, 2026: revenue was 557.00M (YoY -10.88%), beat estimates; EPS was 0.05 (YoY +112.20%), beat estimates.
Revenue / YoY
557.00M
-10.88%
EPS / YoY
0.05
+112.20%
Report date
Jan 30, 2026
FLG Earnings Call Summary for Q4,2025
- Profitability Return: Q4 2025 adjusted net income of $30M ($0.06 EPS), reversing Q3 loss.
- Strategic Momentum: 2% C&I loan growth, 120 bps CRE concentration decline, $1.8B CRE payoffs.
- 2026 Outlook: Full-year profitability with $0.65-$0.70 EPS, $6B-$7.5B C&I growth.
- Capital Flexibility: $1.4B excess capital; potential buybacks if growth underperforms.
- Risk Management: 98% multifamily occupancy, 70% LTV, $355M charge-offs on $1.9B nonaccruals.
- Funding Discipline: Brokered deposits reduced to $2.3B, 86% CD reinvestment at lower rates.
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Key Indicators
Flagstar Bank (FLG) key financial stats and ratios, covering profitability, financial health, and leverage.
Flagstar Bank (FLG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Flagstar Bank (FLG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Flagstar Bank (FLG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Flagstar Bank (FLG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Flagstar Bank (FLG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Flagstar Bank's earnings call?What is the market's earnings forecast for Flagstar Bank next quarter?What is the revenue and EPS growth rate for Flagstar Bank year over year?What guidance did Flagstar Bank's management provide for the next earnings period?Did Flagstar Bank beat or miss consensus estimates last quarter?What were the key takeaways from Flagstar Bank’s earnings call?What factors drove the changes in Flagstar Bank's revenue and profit?What is Flagstar Bank's gross profit margin?
