FLG
Flagstar Bank·NYSE
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FLG fundamentals
Flagstar Bank (FLG) released its earnings on Jan 30, 2026: revenue was 557.00M (YoY -10.88%), beat estimates; EPS was 0.05 (YoY +112.20%), beat estimates.
Revenue / YoY
557.00M
-10.88%
EPS / YoY
0.05
+112.20%
Report date
Jan 30, 2026
FLG Earnings Call Summary for Q4,2025
- Profitability restored: Q4 2025 adjusted net income of $30 million vs. $0.07 loss in Q3
- Strong C&I growth: $900 million annualized growth with 2% Q/Q increase
- NIM expansion: 2.05% (excluding 14bp hedge gain) with 2026 NIM target 240-260bps
- Capital strength: 12.83% CET1 ratio with $1.4 billion excess capital
- CRE paydown momentum: $12.1 billion reduction since 2023, targeting $3.5-$5 billion in 2026
- Share buyback potential: Board to discuss in April with $1.4 billion excess capital
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Key Indicators
Flagstar Bank (FLG) key financial stats and ratios, covering profitability, financial health, and leverage.
Flagstar Bank (FLG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Flagstar Bank (FLG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Flagstar Bank (FLG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Flagstar Bank (FLG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Flagstar Bank (FLG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Flagstar Bank’s earnings call?What is the revenue and EPS growth rate for Flagstar Bank year over year?What factors drove the changes in Flagstar Bank's revenue and profit?What is Flagstar Bank's gross profit margin?What guidance did Flagstar Bank's management provide for the next earnings period?What is Flagstar Bank's latest dividend and current dividend yield?What does Flagstar Bank do and what are its main business segments?What is the market's earnings forecast for Flagstar Bank next quarter?
