FLG
Flagstar Bank·NYSE
--
--(--)
--
--(--)
5.85 / 10
Netural
FLG's fundamental quality is rated fair at 5.8/10. Key strengths include a healthy gross-profit margin of 36.7% and a high total-profit-to-EBIT ratio of 100%, both placing in top quartiles. However, a slight decline in net assets per share (-0.56%) and a sub-par net-profit attribution ratio (118.6%) temper the outlook. These metrics suggest steady operational efficiency but potential dilution or capital-structure concerns.
Analysis Checks(8/10)
Net assets per share (growth rate compared to beginning of year %)
Value-0.56
Score0/3
Weight3.38%
1M Return2.09%
Value-0.56
Score0/3
Weight3.38%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value118.64
Score0/3
Weight3.71%
1M Return2.17%
Value118.64
Score0/3
Weight3.71%
1M Return2.17%
Profit-MV
Value0.44
Score2/3
Weight9.80%
1M Return5.27%
Value0.44
Score2/3
Weight9.80%
1M Return5.27%
PB-ROE
Value-0.99
Score3/3
Weight13.10%
1M Return6.02%
Value-0.99
Score3/3
Weight13.10%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight23.15%
1M Return10.42%
Value-0.50
Score3/3
Weight23.15%
1M Return10.42%
Revenue-MV
Value-0.04
Score2/3
Weight11.92%
1M Return6.44%
Value-0.04
Score2/3
Weight11.92%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.06%
1M Return3.43%
Value36.70
Score3/3
Weight6.06%
1M Return3.43%
Total profit (YoY growth rate %)
Value85.63
Score3/3
Weight8.57%
1M Return4.68%
Value85.63
Score3/3
Weight8.57%
1M Return4.68%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.06%
1M Return3.43%
Value100.00
Score3/3
Weight6.06%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight14.24%
1M Return7.61%
Value0.14
Score3/3
Weight14.24%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value-0.56
Score0/3
Weight3.38%
1M Return2.09%
Value-0.56
Score0/3
Weight3.38%
1M Return2.09%
Revenue-MV
Value-0.04
Score2/3
Weight11.92%
1M Return6.44%
Value-0.04
Score2/3
Weight11.92%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value118.64
Score0/3
Weight3.71%
1M Return2.17%
Value118.64
Score0/3
Weight3.71%
1M Return2.17%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.06%
1M Return3.43%
Value36.70
Score3/3
Weight6.06%
1M Return3.43%
Profit-MV
Value0.44
Score2/3
Weight9.80%
1M Return5.27%
Value0.44
Score2/3
Weight9.80%
1M Return5.27%
Total profit (YoY growth rate %)
Value85.63
Score3/3
Weight8.57%
1M Return4.68%
Value85.63
Score3/3
Weight8.57%
1M Return4.68%
PB-ROE
Value-0.99
Score3/3
Weight13.10%
1M Return6.02%
Value-0.99
Score3/3
Weight13.10%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.06%
1M Return3.43%
Value100.00
Score3/3
Weight6.06%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight23.15%
1M Return10.42%
Value-0.50
Score3/3
Weight23.15%
1M Return10.42%
Cash-MV
Value0.14
Score3/3
Weight14.24%
1M Return7.61%
Value0.14
Score3/3
Weight14.24%
1M Return7.61%
Is FLG fundamentally strong?
- FLG scores 5.85/10 on fundamentals and holds a Fair valuation at present. Backed by its -2.57% ROE, -8.58% net margin, -28.27 P/E ratio, 0.73 P/B ratio, and 85.67% earnings growth, these metrics solidify its Netural investment rating.
