Symbols

FINV

FinVolution·NYSE

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FINV fundamentals

FINV Q4 2025 Earnings

FinVolution (FINV) released its earnings on Mar 18, 2026: revenue was 432.01M (YoY -8.75%), missed estimates; EPS was 0.2329 (YoY -34.85%), beat estimates.

Revenue / YoY

432.01M

-8.75%

EPS / YoY

0.2329

-34.85%

Report date

Mar 18, 2026

FINV Earnings Call Summary for Q4,2025

Revenue Resilience: 3.8% YoY growth to RMB 13.6 billion despite China regulatory headwinds; international business now 31% of revenue (vs. 21% in 2024).
Shareholder Returns: Record USD 107 million buyback in 2025; 50% dividend payout. Management team invested USD 1.9 million in buybacks.
Strategic Expansion: Australia entry via Fundo acquisition; international revenue to reach 30% of total in 2026.
China Caution: 2026 revenue expected to decline 5-15% YoY; focus on high-quality borrowers and risk stabilization.
Growth Engines: Indonesia and Philippines achieved full year profitability; Buy Now Pay Later solutions driving 133.8% YoY growth in unique borrowers.

Earnings

EPS

Revenue

Revenue & Expenses

FINV has released its 2025 Q4 earnings report, with revenue of 432.41M, reflecting a YoY change of -8.69%, and net profit of 59.42M, showing a YoY change of -36.29%. The Sankey diagram below clearly presents FINV's revenue sources and cost distribution.

Key Indicators

FinVolution (FINV) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

FinVolution (FINV)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

FinVolution (FINV)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

FinVolution (FINV)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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