FINV
FinVolution·NYSE
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FINV fundamentals
FinVolution (FINV) released its earnings on Nov 19, 2025: revenue was 489.76M (YoY +4.91%), beat estimates; EPS was 0.34 (YoY -5.56%), missed estimates.
Revenue / YoY
489.76M
+4.91%
EPS / YoY
0.34
-5.56%
Report date
Nov 19, 2025
FINV Earnings Call Summary for Q3,2025
- Resilient Q3 Results: Total revenue up 6.4% YoY to RMB 3.5B, with international segment at record 25% of revenue. Philippines e-commerce partnerships drive 36% of local volume.
- China Regulatory Adjustment: Tighter credit standards amid new consumer finance rules, with funding costs improving to 3.6%.
- AI-Driven Efficiency: Enhanced AI customer service handled 1M interactions Q3; BNPL products in Indonesia grow 6x YoY.
- Share Buybacks Accelerate: Q4 buybacks up 5x Q3 pace; shares trading at 0.6x net book value.
- Long-Term Growth Path: Target 50% international revenue by 2030, with China focusing on risk-adjusted growth.
EPS
Revenue
Revenue & Expenses
FINV has released its 2025 Q3 earnings report, with revenue of 489.76M, reflecting a YoY change of 4.91%, and net profit of 90.00M, showing a YoY change of 1.20%. The Sankey diagram below clearly presents FINV's revenue sources and cost distribution.
Key Indicators
FinVolution (FINV) key financial stats and ratios, covering profitability, financial health, and leverage.
FinVolution (FINV)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
FinVolution (FINV)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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FinVolution (FINV)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does FinVolution (FINV) generate its revenue? Explore its key revenue streams and top earning regions.
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Track FinVolution (FINV) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for FinVolution next quarter?What guidance did FinVolution's management provide for the next earnings period?Did FinVolution beat or miss consensus estimates last quarter?What is FinVolution's gross profit margin?What does FinVolution do and what are its main business segments?What factors drove the changes in FinVolution's revenue and profit?What is FinVolution's latest dividend and current dividend yield?What is the revenue and EPS growth rate for FinVolution year over year?
