FIHL
Fidelis Insurance·NYSE
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FIHL fundamentals
Fidelis Insurance (FIHL) released its earnings on Nov 12, 2025: revenue was 651.90M (YoY -4.98%), missed estimates; EPS was 1.21 (YoY +31.52%), beat estimates.
Revenue / YoY
651.90M
-4.98%
EPS / YoY
1.21
+31.52%
Report date
Nov 12, 2025
FIHL Earnings Call Summary for Q3,2025
- Revenue Growth: 15% YoY increase driven by North American market recovery.
- Profitability: 79% combined ratio reflects disciplined underwriting.
- Shareholder Returns: $15 million in share buybacks with $153 million remaining.
- AI Strategy: Continued investment in AI-driven underwriting, expected gross margin improvement, and operational efficiency.
- Financial Performance: Non-GAAP EPS of $1.08, GAAP net income of $420 million, and 5% decline in operating expenses.
- Capital Management: Focus on strategic growth and returning capital to shareholders.
- Market Positioning: Competitive advantage in highly verticalized lines of business.
- Risk Management: 23.2% attritional loss ratio, 79% combined ratio, and 16 million in prior year development.
- Investment Income: $46 million in net investment income and $5 million in unrealized gains.
- Tax Management: Effective tax rate of 18.8% for the year-to-date period.
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Key Indicators
Fidelis Insurance (FIHL) key financial stats and ratios, covering profitability, financial health, and leverage.
Fidelis Insurance (FIHL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Fidelis Insurance (FIHL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Fidelis Insurance (FIHL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Fidelis Insurance (FIHL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Fidelis Insurance (FIHL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Fidelis Insurance do and what are its main business segments?Did Fidelis Insurance beat or miss consensus estimates last quarter?What is the market's earnings forecast for Fidelis Insurance next quarter?What is Fidelis Insurance's latest dividend and current dividend yield?What factors drove the changes in Fidelis Insurance's revenue and profit?What were the key takeaways from Fidelis Insurance's earnings call?What were the key takeaways from Fidelis Insurance’s earnings call?What is the revenue and EPS growth rate for Fidelis Insurance year over year?
