FICO
Fair Isaac·NYSE
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FICO fundamentals
Fair Isaac (FICO) released its earnings on Nov 5, 2025: revenue was 515.80M (YoY +13.66%), beat estimates; EPS was 7.74 (YoY +18.35%), beat estimates.
Revenue / YoY
515.80M
+13.66%
EPS / YoY
7.74
+18.35%
Report date
Nov 5, 2025
FICO Earnings Call Summary for Q4,2025
- Revenue Growth: Q4 2025 revenue up 14% YoY to $516M, FY25 total $1.991B (+16% YoY). Scores segment drove 27% FY25 growth.
- AI Innovation Lead: FICO FFM delivers 35%+ fraud detection improvement. FICO 10T adoption by 40+ lenders ($316B+ originations).
- Mortgage Cost Revolution: Direct license program offers 50% cost reduction via $4.95/per score model.
- Financial Strength: FY25 free cash flow $739M (+22% YoY). FY26 guidance: revenue +18%, non-GAAP EPS +28%.
- Strategic Momentum: Platform ARR +16% YoY, ACV bookings highest in 6 years. Dollar-based NRR 102%.
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Revenue
Revenue & Expenses
FICO has released its 2025 Q4 earnings report, with revenue of 515.75M, reflecting a YoY change of 13.65%, and net profit of 155.01M, showing a YoY change of 14.24%. The Sankey diagram below clearly presents FICO's revenue sources and cost distribution.
Key Indicators
Fair Isaac (FICO) key financial stats and ratios, covering profitability, financial health, and leverage.
Fair Isaac (FICO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Fair Isaac (FICO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Fair Isaac (FICO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Fair Isaac (FICO) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Fair Isaac (FICO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Fair Isaac’s earnings call?Did Fair Isaac beat or miss consensus estimates last quarter?What guidance did Fair Isaac's management provide for the next earnings period?What were the key takeaways from Fair Isaac's earnings call?What is Fair Isaac's gross profit margin?What is the market's earnings forecast for Fair Isaac next quarter?What factors drove the changes in Fair Isaac's revenue and profit?What is Fair Isaac's latest dividend and current dividend yield?
