FCF
First Commonwealth Financial·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
FCF fundamentals
First Commonwealth Financial (FCF) released its earnings on Oct 28, 2025: revenue was 135.98M (YoY +12.19%), missed estimates; EPS was 0.39 (YoY +25.81%), missed estimates.
Revenue / YoY
135.98M
+12.19%
EPS / YoY
0.39
+25.81%
Report date
Oct 28, 2025
FCF Earnings Call Summary for Q3,2025
- NIM Expansion: 9 bps to 3.92% Q/Q, deposit costs down 7 bps to 1.84%.
- Loan Growth: $137M (5.7%) across equipment, commercial, and home equity.
- Credit Improvement: NPLs to 0.91%, TBV +11.6% annualized.
- 2026 Outlook: NIM ~3.90%, 3% expense growth, $20.7M share buybacks.
- Risk Resolution: Dealer floor plan fraud nearly resolved, minimal ongoing impact.
EPS
Revenue
Revenue & Expenses
Key Indicators
First Commonwealth Financial (FCF) key financial stats and ratios, covering profitability, financial health, and leverage.
First Commonwealth Financial (FCF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
First Commonwealth Financial (FCF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
First Commonwealth Financial (FCF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does First Commonwealth Financial (FCF) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track First Commonwealth Financial (FCF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What factors drove the changes in First Commonwealth Financial's revenue and profit?What were the key takeaways from First Commonwealth Financial's earnings call?Did First Commonwealth Financial beat or miss consensus estimates last quarter?What were the key takeaways from First Commonwealth Financial’s earnings call?What is the market's earnings forecast for First Commonwealth Financial next quarter?What is the revenue and EPS growth rate for First Commonwealth Financial year over year?What is First Commonwealth Financial's gross profit margin?What guidance did First Commonwealth Financial's management provide for the next earnings period?
