FBP
First Bancorp.·NYSE
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FBP fundamentals
First Bancorp. (FBP) released its earnings on Jan 27, 2026: revenue was 257.17M (YoY +6.50%), beat estimates; EPS was 0.55 (YoY +19.57%), beat estimates.
Revenue / YoY
257.17M
+6.50%
EPS / YoY
0.55
+19.57%
Report date
Jan 27, 2026
FBP Earnings Call Summary for Q4,2025
- Financial Excellence: Q4 net income of $87 million, full-year $345 million, with 19% EPS growth. Efficiency ratio 49%, lowest on record.
- Growth Momentum: Loans +$80 million, core deposits +$267 million. Florida expansion with new office in Boca Raton.
- Capital Returns: 11% dividend hike to $0.20/share. Repurchased 28% of shares since 2021, targeting $50M/quarter in 2026.
- NIM Expansion: 2-3 basis points quarterly improvement via reinvesting $848M in maturing securities.
- Stable Credit: NPA ratio 60 basis points, lowest ever. Consumer credit normalization with 63 basis points charge-offs.
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Key Indicators
First Bancorp. (FBP) key financial stats and ratios, covering profitability, financial health, and leverage.
First Bancorp. (FBP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Bancorp. (FBP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Bancorp. (FBP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Bancorp. (FBP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Bancorp. (FBP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did First Bancorp. beat or miss consensus estimates last quarter?What were the key takeaways from First Bancorp.'s earnings call?What does First Bancorp. do and what are its main business segments?What were the key takeaways from First Bancorp.’s earnings call?What guidance did First Bancorp.'s management provide for the next earnings period?What is the revenue and EPS growth rate for First Bancorp. year over year?What is the market's earnings forecast for First Bancorp. next quarter?What factors drove the changes in First Bancorp.'s revenue and profit?
