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FBP

First Bancorp.·NYSE
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FBP fundamentals

First Bancorp. (FBP) released its earnings on Oct 23, 2025: revenue was 248.71M (YoY +6.03%), missed estimates; EPS was 0.51 (YoY +13.33%), beat estimates.
Revenue / YoY
248.71M
+6.03%
EPS / YoY
0.51
+13.33%
Report date
Oct 23, 2025
FBP Earnings Call Summary for Q3,2025
  • Record Q3 profits: $100M net income (+25% YoY), driven by 8% NII growth.
  • Loan growth acceleration: $181M QoQ loan growth (5.6% annualized) to $13B.
  • Share buyback expansion: $200M new buyback authorization added.
  • Margin resilience: 5.37% NIM (up 16bps YoY) despite auto lending headwinds.
  • Credit stability: NPAs down 7%, provision coverage at 189%.
  • Capital returns: 100% of earnings returned to shareholders via dividends/buybacks.
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Revenue

Revenue & Expenses

Key Indicators

First Bancorp. (FBP) key financial stats and ratios, covering profitability, financial health, and leverage.
First Bancorp. (FBP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Bancorp. (FBP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Bancorp. (FBP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Bancorp. (FBP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Bancorp. (FBP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield