Symbols

EVTC

Evertec·NYSE

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EVTC fundamentals

EVTC Q4 2025 Earnings

Evertec (EVTC) released its earnings on Feb 26, 2026: revenue was 244.83M (YoY +13.14%), beat estimates; EPS was 0.93 (YoY +6.90%), beat estimates.

Revenue / YoY

244.83M

+13.14%

EPS / YoY

0.93

+6.90%

Report date

Feb 26, 2026

EVTC Earnings Call Summary for Q4,2025

Revenue Growth: 2025 revenue up 10% to $932 million, with Latin America driving 22% YoY growth. 2026 outlook: $1.024–$1.036 billion (+9.9%–11.2%).
M&A Impact: Acquisitions of Tecnobank and Dimensa expand Brazil presence; 40%+ of 2026 revenue from outside Puerto Rico.
AI Innovation: AI-driven efficiency gains (e.g., 30% reduction in engineering task times) and AI-native credit scoring models.
Financial Strength: 2025 operating cash flow $227 million, ending cash $348.1 million, net debt/EBITDA 2.08x.
Pipeline Momentum: Mid-20s organic growth in Latin America for 2026, supported by wins like Banco de Chile and Grupo Aval.

Earnings

EPS

Revenue

Revenue & Expenses

EVTC has released its 2025 Q4 earnings report, with revenue of 244.83M, reflecting a YoY change of 13.14%, and net profit of 37.04M, showing a YoY change of -8.93%. The Sankey diagram below clearly presents EVTC's revenue sources and cost distribution.

Key Indicators

Evertec (EVTC) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Evertec (EVTC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Evertec (EVTC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Evertec (EVTC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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