ESNT
Essent Group·NYSE
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ESNT fundamentals
Essent Group (ESNT) released its earnings on Nov 7, 2025: revenue was 311.83M (YoY -1.50%), missed estimates; EPS was 1.67 (YoY +1.21%), missed estimates.
Revenue / YoY
311.83M
-1.50%
EPS / YoY
1.67
+1.21%
Report date
Nov 7, 2025
ESNT Earnings Call Summary for Q3,2025
- Resilient Earnings: $164M net income with 13% ROE, despite 2% YoY in-force growth.
- Capital Return Focus: $500M buybacks + dividend, despite 16.2% tax rate.
- Strong Balance Sheet: $6.6B investments, 177% PMIERs, $1B holdco cash.
- MI Dominance: 746 FICO, 93% LTV portfolio; 50%+ loans <5% rate support persistency.
- Strategic Patience: Title insurance limited by rates; MI core with 12-14% ROE potential.
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Key Indicators
Essent Group (ESNT) key financial stats and ratios, covering profitability, financial health, and leverage.
Essent Group (ESNT)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Essent Group (ESNT)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Essent Group (ESNT)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Essent Group (ESNT) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Essent Group (ESNT) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Essent Group's management provide for the next earnings period?What does Essent Group do and what are its main business segments?What were the key takeaways from Essent Group's earnings call?What factors drove the changes in Essent Group's revenue and profit?What were the key takeaways from Essent Group’s earnings call?What is Essent Group's gross profit margin?What is the revenue and EPS growth rate for Essent Group year over year?What is the market's earnings forecast for Essent Group next quarter?
