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EQBK

Equity Bancshares·NYSE
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EQBK fundamentals

Equity Bancshares (EQBK) released its earnings on Jan 21, 2026: revenue was 73.03M (YoY +25.30%), missed estimates; EPS was 1.15 (YoY +10.58%), beat estimates.
Revenue / YoY
73.03M
+25.30%
EPS / YoY
1.15
+10.58%
Report date
Jan 21, 2026
EQBK Earnings Call Summary for Q4,2025
  • Record Growth: 2025 assets grew 50% to $6.4 billion, with $1.4 billion from the Frontier merger. 2026 EPS target of $5 reflects confidence in accretion and organic growth.
  • Margin Expansion: Q4 net interest margin 4.47%, up 2 bps. 2026 core margin guided to 4.2%-4.35%, with Q1 at ~4.25%.
  • Cost Efficiency: Noninterest expenses as % of assets improved to 2.80%. Targeting $23-$24 million in Frontier-related savings.
  • Credit Strength: Nonaccrual loans down 17%, charge-offs stable at 7 bps. Frontier's portfolio expected to maintain credit quality.
  • Capital Flexibility: $872 million remaining under buyback authorization. Active M&A pipeline alongside organic loan growth.
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Key Indicators

Equity Bancshares (EQBK) key financial stats and ratios, covering profitability, financial health, and leverage.
Equity Bancshares (EQBK)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Equity Bancshares (EQBK)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Equity Bancshares (EQBK)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Equity Bancshares (EQBK) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Equity Bancshares (EQBK) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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