EFX
Equifax·NYSE
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EFX fundamentals
Equifax (EFX) released its earnings on Oct 21, 2025: revenue was 1.55B (YoY +7.64%), beat estimates; EPS was 2.04 (YoY +10.27%), beat estimates.
Revenue / YoY
1.55B
+7.64%
EPS / YoY
2.04
+10.27%
Report date
Oct 21, 2025
EFX Earnings Call Summary for Q3,2025
- Revenue Beat: $1.54B (+7% YoY), driven by 26% USIS mortgage and 20% EWS Gov growth. EPS $2.04 (+$0.12 vs. guidance).
- VantageScore Disruption: $4.50 pricing vs. FICO's $10, targeting $100-200M profit by 2026. Early adoption in mortgage and gov.
- AI Innovation: 150+ NPIs, 30% model performance improvement. Vitality Index 16% (vs. 12% prior guidance).
- Free Cash Flow: Guidance raised to $950-975M, up from $900M, with 100%+ cash conversion.
- Gov Risk: 16% states using TWN for SNAP, 40% states over 6% error rate threshold.
EPS
Revenue
Revenue & Expenses
EFX has released its 2025 Q3 earnings report, with revenue of 1.54B, reflecting a YoY change of 7.15%, and net profit of 161.50M, showing a YoY change of 13.17%. The Sankey diagram below clearly presents EFX's revenue sources and cost distribution.
Key Indicators
Equifax (EFX) key financial stats and ratios, covering profitability, financial health, and leverage.
Equifax (EFX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Equifax (EFX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Equifax (EFX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Equifax (EFX) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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Track Equifax (EFX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Equifax beat or miss consensus estimates last quarter?What does Equifax do and what are its main business segments?What is Equifax's latest dividend and current dividend yield?What were the key takeaways from Equifax's earnings call?What factors drove the changes in Equifax's revenue and profit?What guidance did Equifax's management provide for the next earnings period?What is the revenue and EPS growth rate for Equifax year over year?What is Equifax's gross profit margin?
