EFX
Equifax·NYSE
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EFX fundamentals
Equifax (EFX) released its earnings on Feb 4, 2026: revenue was 1.55B (YoY +9.24%), beat estimates; EPS was 2.09 (YoY -1.42%), beat estimates.
Revenue / YoY
1.55B
+9.24%
EPS / YoY
2.09
-1.42%
Report date
Feb 4, 2026
EFX Earnings Call Summary for Q4,2025
- Record Growth: 2025 revenue up 7%, driven by EWS (6% growth, 51.5% EBITDA margin) and USIS (10% growth, 35.2% margin). Q4 revenue $1.55 billion (+9% YoY).
- AI-Driven Innovation: 15% New Product Vitality in 2025, with TWN Indicator adoption in mortgage and auto. 40 new AI patents enhance predictive models.
- Free Cash Flow Dominance: $1.13 billion free cash flow in 2025, with $927 million returned to shareholders. 2026 guidance includes >$1 billion free cash flow.
- Strategic Risks: FICO score pass-through reduces EBITDA margin by 200bps, but organic growth ex-FICO +7% supports 75bps margin expansion.
- VantageScore Opportunity: Full adoption could add $160 million EBITDA and +$1 EPS, offsetting FICO headwinds.
EPS
Revenue
Revenue & Expenses
EFX has released its 2025 Q4 earnings report, with revenue of 1.55B, reflecting a YoY change of 9.24%, and net profit of 176.40M, showing a YoY change of 1.73%. The Sankey diagram below clearly presents EFX's revenue sources and cost distribution.
Key Indicators
Equifax (EFX) key financial stats and ratios, covering profitability, financial health, and leverage.
Equifax (EFX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Equifax (EFX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Equifax (EFX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Equifax (EFX) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Equifax (EFX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What does Equifax do and what are its main business segments?What were the key takeaways from Equifax's earnings call?What guidance did Equifax's management provide for the next earnings period?What were the key takeaways from Equifax’s earnings call?What factors drove the changes in Equifax's revenue and profit?Did Equifax beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Equifax year over year?What is the market's earnings forecast for Equifax next quarter?
