EFX
Equifax·NYSE
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7.89 / 10
Outperform
EFX's fundamental evaluation is strong, scoring 7.9/10. Key strengths include a healthy asset-liability ratio of 57.1% (group 2) and an equity multiplier of 2.3958 (group 2), both contributing positively. Revenue growth is robust at 6.15% YoY (group 2), and ROE improvement at 8.56% YoY (group 3) further supports the outlook. However, a current ratio of 0.7376 (group 1) raises liquidity concerns, and both total and current assets turnover are sub-optimal (groups 1 and 4 respectively), tempering the overall strength. These factors collectively justify an 'Outperform' fundamental rating but with caution on efficiency metrics.
Analysis Checks(7/10)
Asset-liability ratio (%)
Value57.10
Score2/3
Weight1.42%
1M Return1.53%
Value57.10
Score2/3
Weight1.42%
1M Return1.53%
Equity multiplier
Value2.40
Score2/3
Weight2.17%
1M Return2.25%
Value2.40
Score2/3
Weight2.17%
1M Return2.25%
Equity ratio (Total liabilities / Shareholders’ equity attributable to parent company) (%)
Value1.37
Score2/3
Weight1.84%
1M Return1.91%
Value1.37
Score2/3
Weight1.84%
1M Return1.91%
Current assets turnover ratio
Value3.20
Score1/3
Weight-0.04%
1M Return-0.05%
Value3.20
Score1/3
Weight-0.04%
1M Return-0.05%
Total assets turnover ratio
Value0.38
Score0/3
Weight-0.75%
1M Return-0.89%
Value0.38
Score0/3
Weight-0.75%
1M Return-0.89%
Total operating revenue (YoY growth rate %)
Value6.15
Score2/3
Weight1.21%
1M Return1.28%
Value6.15
Score2/3
Weight1.21%
1M Return1.28%
ROE (diluted) (YoY growth rate %)
Value8.56
Score3/3
Weight91.82%
1M Return82.14%
Value8.56
Score3/3
Weight91.82%
1M Return82.14%
Total profit / EBIT (%)
Value80.71
Score2/3
Weight2.19%
1M Return2.19%
Value80.71
Score2/3
Weight2.19%
1M Return2.19%
Operating revenue (YoY growth rate %)
Value6.15
Score2/3
Weight1.24%
1M Return1.31%
Value6.15
Score2/3
Weight1.24%
1M Return1.31%
Current ratio
Value0.74
Score0/3
Weight-1.10%
1M Return-1.21%
Value0.74
Score0/3
Weight-1.10%
1M Return-1.21%
Asset-liability ratio (%)
Value57.10
Score2/3
Weight1.42%
1M Return1.53%
Value57.10
Score2/3
Weight1.42%
1M Return1.53%
Total operating revenue (YoY growth rate %)
Value6.15
Score2/3
Weight1.21%
1M Return1.28%
Value6.15
Score2/3
Weight1.21%
1M Return1.28%
Equity multiplier
Value2.40
Score2/3
Weight2.17%
1M Return2.25%
Value2.40
Score2/3
Weight2.17%
1M Return2.25%
ROE (diluted) (YoY growth rate %)
Value8.56
Score3/3
Weight91.82%
1M Return82.14%
Value8.56
Score3/3
Weight91.82%
1M Return82.14%
Equity ratio (Total liabilities / Shareholders’ equity attributable to parent company) (%)
Value1.37
Score2/3
Weight1.84%
1M Return1.91%
Value1.37
Score2/3
Weight1.84%
1M Return1.91%
Total profit / EBIT (%)
Value80.71
Score2/3
Weight2.19%
1M Return2.19%
Value80.71
Score2/3
Weight2.19%
1M Return2.19%
Current assets turnover ratio
Value3.20
Score1/3
Weight-0.04%
1M Return-0.05%
Value3.20
Score1/3
Weight-0.04%
1M Return-0.05%
Operating revenue (YoY growth rate %)
Value6.15
Score2/3
Weight1.24%
1M Return1.31%
Value6.15
Score2/3
Weight1.24%
1M Return1.31%
Total assets turnover ratio
Value0.38
Score0/3
Weight-0.75%
1M Return-0.89%
Value0.38
Score0/3
Weight-0.75%
1M Return-0.89%
Current ratio
Value0.74
Score0/3
Weight-1.10%
1M Return-1.21%
Value0.74
Score0/3
Weight-1.10%
1M Return-1.21%
Is EFX undervalued or overvalued?
- EFX scores 7.89/10 on fundamentals and holds a Discounted valuation at present. Backed by its 13.67% ROE, 10.94% net margin, 35.67 P/E ratio, 4.97 P/B ratio, and 9.84% earnings growth, these metrics solidify its Outperform investment rating.
