CUBI
Customers Bancorp·NYSE
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CUBI fundamentals
Customers Bancorp (CUBI) released its earnings on Oct 23, 2025: revenue was 232.10M (YoY +38.90%), beat estimates; EPS was 2.2 (YoY +61.76%), beat estimates.
Revenue / YoY
232.10M
+38.90%
EPS / YoY
2.2
+61.76%
Report date
Oct 23, 2025
CUBI Earnings Call Summary for Q3,2025
- Record Growth: Q3 deposit growth of $1.4 billion (31% noninterest-bearing) and loan growth of 6%, with net interest margin expanding 19bps to 3.46%.
- Capital Strength: Common equity Tier 1 ratio improved to 13% after $163 million equity raise, supporting 2025 net interest income growth guidance of 13-15%.
- Strategic Initiatives: cubiX platform deposits grew 19% of total, AI adoption driving 10% productivity lift, and 2025 loan growth guidance raised to 11-14%.
- Efficiency & Value: Efficiency ratio at 45.4% (top quartile), tangible book value up 25% annualized, and 5-year EPS/book value growth industry-leading.
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Key Indicators
Customers Bancorp (CUBI) key financial stats and ratios, covering profitability, financial health, and leverage.
Customers Bancorp (CUBI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Customers Bancorp (CUBI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Customers Bancorp (CUBI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Customers Bancorp (CUBI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Customers Bancorp (CUBI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Customers Bancorp's revenue and profit?What is Customers Bancorp's latest dividend and current dividend yield?What does Customers Bancorp do and what are its main business segments?Did Customers Bancorp beat or miss consensus estimates last quarter?What were the key takeaways from Customers Bancorp's earnings call?What were the key takeaways from Customers Bancorp’s earnings call?What is the market's earnings forecast for Customers Bancorp next quarter?What guidance did Customers Bancorp's management provide for the next earnings period?
