Customers Bancorp (CUBI) Fundamental Analysis: Revenue, Earnings & Valuation

4.80 / 10

Netural

Fundamental analysis yields a 4.8/10 score, indicating modest health. Strong points include a 41.8% gross margin and solid current‑liability ratios. Weaknesses are negative PB‑ROE, low Profit‑MV and Net‑Income‑Revenue, and a negative Asset‑MV deviation, suggesting limited upside.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.49%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.49%

1M Return3.70%

Profit-MV

Value1.44

Score0/3

Weight7.01%

1M Return4.03%

Net income-Revenue

Value0.82

Score0/3

Weight7.05%

1M Return3.99%

PB-ROE

Value-0.97

Score2/3

Weight12.50%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.49%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.49%

1M Return3.70%

Cash-UP

Value-0.14

Score1/3

Weight6.31%

1M Return3.24%

Asset-MV

Value-0.55

Score3/3

Weight27.60%

1M Return11.46%

Cash-MV

Value0.59

Score3/3

Weight13.58%

1M Return6.88%

Is CUBI fundamentally strong?

CUBI scores 4.80/10 on fundamentals and holds a Fair valuation at present. Backed by its 10.59% ROE, 27.38% net margin, 11.07 P/E ratio, 1.09 P/B ratio, and 22.35% earnings growth, these metrics solidify its Netural investment rating.