CPF
Central Pacific Financial·NYSE
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CPF fundamentals
Central Pacific Financial (CPF) released its earnings on Oct 29, 2025: revenue was 74.81M (YoY +38.92%), beat estimates; EPS was 0.73 (YoY +25.86%), missed estimates.
Revenue / YoY
74.81M
+38.92%
EPS / YoY
0.73
+25.86%
Report date
Oct 29, 2025
CPF Earnings Call Summary for Q3,2025
- Strong Financial Performance: Q3 net income $19.7M (adjusted), ROA 1.01%, NIM 3.49% with 5bps expansion.
- Strategic Growth: $77M Hawaii loan growth, $33M deposit expansion, new Kyoto Shinkin Bank partnership.
- Margin Expansion: New loan yields 6.9%, Q4 NIM guidance +5-10bps as rate cuts benefit deposits.
- Capital Discipline: $23M buyback authorization, dividend +3.7%, CET1 11.5% above target range.
- Credit Resilience: NPA ratio 19bps, SNC portfolio stable at $526M, large credits secured and performing.
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Key Indicators
Central Pacific Financial (CPF) key financial stats and ratios, covering profitability, financial health, and leverage.
Central Pacific Financial (CPF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Central Pacific Financial (CPF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Central Pacific Financial (CPF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Central Pacific Financial (CPF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Central Pacific Financial (CPF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Central Pacific Financial next quarter?What guidance did Central Pacific Financial's management provide for the next earnings period?What does Central Pacific Financial do and what are its main business segments?What is Central Pacific Financial's gross profit margin?What factors drove the changes in Central Pacific Financial's revenue and profit?Did Central Pacific Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Central Pacific Financial year over year?What were the key takeaways from Central Pacific Financial's earnings call?
