Cullen/Frost Bankers (CFR) Fundamental Analysis: Revenue, Earnings & Valuation

4.07 / 10

Netural

Fundamental assessment rates CFR as Neutral with a 4.1/10 score. Strengths include solid net‑income‑to‑revenue and a 48.3% gross margin, while PB‑ROE and Asset‑MV lag. Overall, fundamentals are fair but exhibit notable weaknesses.

Analysis Checks(7/10)

Revenue-MV

Value-0.37

Score3/3

Weight14.34%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.86%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.86%

1M Return3.48%

Profit-MV

Value1.35

Score0/3

Weight6.56%

1M Return3.11%

Net income-Revenue

Value0.83

Score2/3

Weight12.90%

1M Return6.11%

PB-ROE

Value-0.91

Score1/3

Weight8.08%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.87%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.87%

1M Return3.48%

Asset-MV

Value-0.55

Score1/3

Weight15.17%

1M Return6.13%

Cash-MV

Value-0.08

Score3/3

Weight15.49%

1M Return6.86%

Is CFR fundamentally strong?

CFR scores 4.07/10 on fundamentals and holds a Fair valuation at present. Backed by its 15.15% ROE, 29.02% net margin, 13.12 P/E ratio, 1.84 P/B ratio, and 11.71% earnings growth, these metrics solidify its Netural investment rating.