CFG
Citizens Financial Group·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
CFG fundamentals
Citizens Financial Group (CFG) released its earnings on Oct 15, 2025: revenue was 2.12B (YoY +11.47%), beat estimates; EPS was 1.05 (YoY +32.91%), beat estimates.
Revenue / YoY
2.12B
+11.47%
EPS / YoY
1.05
+32.91%
Report date
Oct 15, 2025
CFG Earnings Call Summary for Q3,2025
- Record Q3 results: EPS up 14% QoQ to $1.05, driven by 3.5% NII growth, 5% fee growth, and 3% operating leverage. Capital Markets had its second-best quarter.
- Private Bank breakout: Deposits $12.5B (up $3.8B QoQ), loans $5.9B, AUM $7.6B. Business now breakeven since launch, targeting 20%+ ROE.
- Strategic momentum: Reimagine the Bank to deliver $400M+ run-rate benefits by 2028. 2026 EPS growth guided by operating leverage and credit stability.
- Credit resilience: NCOs 46 bps (down 2 bps QoQ), CET1 10.7%, strong reserves (12.4% coverage on general office). Private credit exposure in high-quality structures.
- Margin expansion: Q4 NIM 3.05%, medium-term target 3.25%-3.50%. Time-based benefits (noncore runoff, repricing) offset asset sensitivity.
EPS
Revenue
Revenue & Expenses
Key Indicators
Citizens Financial Group (CFG) key financial stats and ratios, covering profitability, financial health, and leverage.
Citizens Financial Group (CFG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Citizens Financial Group (CFG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Citizens Financial Group (CFG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Citizens Financial Group (CFG) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Citizens Financial Group (CFG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is Citizens Financial Group's latest dividend and current dividend yield?What guidance did Citizens Financial Group's management provide for the next earnings period?What is the revenue and EPS growth rate for Citizens Financial Group year over year?What were the key takeaways from Citizens Financial Group’s earnings call?Did Citizens Financial Group beat or miss consensus estimates last quarter?What is the market's earnings forecast for Citizens Financial Group next quarter?What were the key takeaways from Citizens Financial Group's earnings call?What is Citizens Financial Group's gross profit margin?
