Citizens Financial Group (CFG) Fundamental Analysis: Revenue, Earnings & Valuation

5.62 / 10

Netural

Fundamental analysis yields a 5.62/10 score, rated neutral. Profit‑MV, gross margin, cash and asset metrics are strong, while Revenue‑MV and Net‑income‑Revenue lag. Overall health is mixed, suggesting selective investment focus on profitability strengths.

Analysis Checks(8/10)

Revenue-MV

Value-0.03

Score0/3

Weight5.87%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.15%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.15%

1M Return3.48%

Profit-MV

Value1.34

Score3/3

Weight12.81%

1M Return6.52%

Net income-Revenue

Value0.83

Score1/3

Weight8.72%

1M Return4.28%

PB-ROE

Value-0.95

Score2/3

Weight10.18%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.15%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.15%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight23.96%

1M Return9.93%

Cash-MV

Value0.03

Score3/3

Weight13.87%

1M Return6.86%

Is CFG undervalued or overvalued?

CFG scores 5.62/10 on fundamentals and holds a Fair valuation at present. Backed by its 6.68% ROE, 22.20% net margin, 14.84 P/E ratio, 0.95 P/B ratio, and 27.87% earnings growth, these metrics solidify its Netural investment rating.