CBU
Community Financial·NYSE
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CBU fundamentals
Community Financial (CBU) released its earnings on Oct 21, 2025: revenue was 207.05M (YoY +9.58%), missed estimates; EPS was 1.04 (YoY +18.18%), missed estimates.
Revenue / YoY
207.05M
+9.58%
EPS / YoY
1.04
+18.18%
Report date
Oct 21, 2025
CBU Earnings Call Summary for Q3,2025
- Record Growth & Returns: Q3 operating EPS up 23.9% YoY, with businesses achieving 63-62% pretax returns in insurance and benefits.
- Strategic Investments: $100M+ deployed in bank expansion and Leap Holdings, offsetting share dilution.
- Financial Strength: $6.2B liquidity, 9.46% Tier 1 leverage ratio, and 79 bps credit loss coverage.
- Pipeline Momentum: Loan pipeline at record levels, guiding 4-5% growth withCRE/mortgage yields 5.5-6.5%.
- Efficiency: 3.33% net interest margin, 1.17% deposit costs (industry-low).
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Revenue
Revenue & Expenses
Key Indicators
Community Financial (CBU) key financial stats and ratios, covering profitability, financial health, and leverage.
Community Financial (CBU)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Community Financial (CBU)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Community Financial (CBU)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Community Financial (CBU) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Community Financial (CBU) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is Community Financial's gross profit margin?What were the key takeaways from Community Financial’s earnings call?What is the revenue and EPS growth rate for Community Financial year over year?Did Community Financial beat or miss consensus estimates last quarter?What factors drove the changes in Community Financial's revenue and profit?What were the key takeaways from Community Financial's earnings call?What is the market's earnings forecast for Community Financial next quarter?What does Community Financial do and what are its main business segments?
