Symbols

CBAN

Colony Bankcorp·NYSE

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CBAN fundamentals

CBAN Q4 2025 Earnings

Colony Bankcorp (CBAN) released its earnings on Jan 28, 2026: revenue was 36.91M (YoY +19.92%), beat estimates; EPS was 0.48 (YoY +9.09%), beat estimates.

Revenue / YoY

36.91M

+19.92%

EPS / YoY

0.48

+9.09%

Report date

Jan 28, 2026

CBAN Earnings Call Summary for Q4,2025

Merger Success: TC Federal merger on track for Q1 2026 conversion, with financial targets exceeding expectations.
ROA Target: Achieved 1% FY2025 ROA, aiming for 1.20% quarterly from Q2 2026.
Loan Growth: 10.5% organic growth in 2025, targeting 8-12% in 2026 amid competitive pricing.
Mortgage Strategy: Sold $10M in Q4, planning $30M sale in Q1 to manage concentration.
Expense Management: Q4 expenses elevated due to merger, with 1.45% target post-conversion.
Dividend Increase: Q4 dividend raised to $0.12/share, continuing annual growth streak.
M&A Expansion: Actively pursuing deals, exploring larger transactions ($1B+) in neighboring states.
Financial Performance: Net interest margin up 15bps to 3.32%, noninterest income $11.1M, and tangible book value $14.31/share.

Earnings

EPS

Revenue

Revenue & Expenses

Key Indicators

Colony Bankcorp (CBAN) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Colony Bankcorp (CBAN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Colony Bankcorp (CBAN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Colony Bankcorp (CBAN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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