CBAN
Colony Bankcorp·NYSE
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CBAN fundamentals
Colony Bankcorp (CBAN) released its earnings on Jan 28, 2026: revenue was 36.91M (YoY +19.92%), beat estimates; EPS was 0.48 (YoY +9.09%), beat estimates.
Revenue / YoY
36.91M
+19.92%
EPS / YoY
0.48
+9.09%
Report date
Jan 28, 2026
CBAN Earnings Call Summary for Q4,2025
- Merger Success: TC Federal merger on track for Q1 2026 conversion, with financial targets exceeding expectations.
- ROA Target: Achieved 1% FY2025 ROA, aiming for 1.20% quarterly from Q2 2026.
- Loan Growth: 10.5% organic growth in 2025, targeting 8-12% in 2026 amid competitive pricing.
- Mortgage Strategy: Sold $10M in Q4, planning $30M sale in Q1 to manage concentration.
- Expense Management: Q4 expenses elevated due to merger, with 1.45% target post-conversion.
- Dividend Increase: Q4 dividend raised to $0.12/share, continuing annual growth streak.
- M&A Expansion: Actively pursuing deals, exploring larger transactions ($1B+) in neighboring states.
- Financial Performance: Net interest margin up 15bps to 3.32%, noninterest income $11.1M, and tangible book value $14.31/share.
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Revenue
Revenue & Expenses
Key Indicators
Colony Bankcorp (CBAN) key financial stats and ratios, covering profitability, financial health, and leverage.
Colony Bankcorp (CBAN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Colony Bankcorp (CBAN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Colony Bankcorp (CBAN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Colony Bankcorp (CBAN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Colony Bankcorp (CBAN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Colony Bankcorp's revenue and profit?Did Colony Bankcorp beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Colony Bankcorp year over year?What were the key takeaways from Colony Bankcorp's earnings call?What guidance did Colony Bankcorp's management provide for the next earnings period?What is Colony Bankcorp's latest dividend and current dividend yield?What were the key takeaways from Colony Bankcorp’s earnings call?What is Colony Bankcorp's gross profit margin?
