CBAN
Colony Bankcorp·NYSE
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CBAN fundamentals
Colony Bankcorp (CBAN) released its earnings on Oct 22, 2025: revenue was 32.79M (YoY +14.57%), missed estimates; EPS was 0.47 (YoY +34.29%), met estimates.
Revenue / YoY
32.79M
+14.57%
EPS / YoY
0.47
+34.29%
Report date
Oct 22, 2025
CBAN Earnings Call Summary for Q3,2025
- Margin Expansion: NIM up 53 bps Y/Y to 4.83%, with operating ROA improving to 1.06%.
- Loan Growth Moderation: 14% annualized YTD, Q3 at 9% annualized, with Q4 expected to align with 8-12% long-term target.
- Noninterest Income Strength: +$1M Q/Q driven by fees, interchange, and wealth/merchant growth.
- Merger Progress: TC Bancshares deal on track for Q4 close, with integration planning advanced.
- Credit Stability: Charge-offs elevated but manageable; no material impact from government shutdown.
- Strategic Investments: Talent additions in key areas; technology spend to enhance customer experience.
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Key Indicators
Colony Bankcorp (CBAN) key financial stats and ratios, covering profitability, financial health, and leverage.
Colony Bankcorp (CBAN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Colony Bankcorp (CBAN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Colony Bankcorp (CBAN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Colony Bankcorp (CBAN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Colony Bankcorp (CBAN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Colony Bankcorp year over year?What does Colony Bankcorp do and what are its main business segments?Did Colony Bankcorp beat or miss consensus estimates last quarter?What factors drove the changes in Colony Bankcorp's revenue and profit?What is the market's earnings forecast for Colony Bankcorp next quarter?What is Colony Bankcorp's gross profit margin?What guidance did Colony Bankcorp's management provide for the next earnings period?What were the key takeaways from Colony Bankcorp's earnings call?
