Byline Bancorp (BY) Fundamental Analysis: Revenue, Earnings & Valuation

3.08 / 10

Netural

Fundamental breakdown reveals subpar profile (3.1/10). Supportive elements: Profit-MV and Current assets turnover ratio, despite concerns regarding Cash-UP and PB-ROE. This suggests prudent positioning.

Analysis Checks(6/10)

Revenue-MV

Value-0.42

Score3/3

Weight12.62%

1M Return5.11%

Gross profit margin (%)

Value35.31

Score3/3

Weight7.81%

1M Return3.33%

Profit-MV

Value1.42

Score3/3

Weight17.74%

1M Return6.64%

Net income-Revenue

Value0.66

Score1/3

Weight12.09%

1M Return4.53%

PB-ROE

Value-0.92

Score1/3

Weight10.25%

1M Return3.84%

Total profit (YoY growth rate %)

Value7.56

Score1/3

Weight7.30%

1M Return3.03%

Non-current liabilities / Total liabilities (%)

Value52.31

Score3/3

Weight7.81%

1M Return3.33%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.81%

1M Return3.33%

Current assets turnover ratio

Value2.32

Score3/3

Weight7.84%

1M Return3.34%

Cash-UP

Value0.20

Score0/3

Weight8.72%

1M Return3.82%

Is BY undervalued or overvalued?

BY scores 3.08/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.02% ROE, 29.14% net margin, 11.33 P/E ratio, 1.16 P/B ratio, and 4.32% earnings growth, these metrics solidify its Netural investment rating.