BSBR
Banco Santander (Brasil)·NYSE
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BSBR fundamentals
Banco Santander (Brasil) (BSBR) released its earnings on Oct 29, 2025: revenue was 3.51B (YoY +1.30%), missed estimates; EPS was 0.188872 (YoY +7.54%), beat estimates.
Revenue / YoY
3.51B
+1.30%
EPS / YoY
0.188872
+7.54%
Report date
Oct 29, 2025
BSBR Earnings Call Summary for Q3,2025
- Revenue Resilience: Q3 net profit of BRL 4 billion, up 10% QoQ, driven by client NII growth and disciplined pricing.
- Customer Obsession: 73 million customers, record NPS scores, and 4x higher digital conversion rates via AI.
- Cost Efficiency: 0.2% OpEx growth QoQ, 0.5% YoY, with efficiency ratio improving 140bps YoY.
- Strategic Initiatives: 'One App' adoption surging, with 2.3 million users and full rollout by year-end.
- Growth Drivers: SMEs and consumer finance leading 10%+ annual growth, offsetting mass retail contraction.
- Risk Management: Provisions improved 140bps YoY, with Stage 3 loans reduced through portfolio derisking.
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Key Indicators
Banco Santander (Brasil) (BSBR) key financial stats and ratios, covering profitability, financial health, and leverage.
Banco Santander (Brasil) (BSBR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Banco Santander (Brasil) (BSBR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banco Santander (Brasil) (BSBR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banco Santander (Brasil) (BSBR) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Banco Santander (Brasil) (BSBR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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