Banco Santander (Brasil) (BSBR) Fundamental Analysis: Revenue, Earnings & Valuation

5.45 / 10

Netural

BSBR's fundamental status is neutral with a 5.5/10 score. Key positives include a healthy 36.7% gross profit margin and a 100% total profit to EBIT ratio, indicating efficient operations. However, a -22.4% year-over-year total profit decline and a modest 3.5% net assets per share growth rate temper the outlook. These metrics place the stock in a balanced but not outstanding position relative to peers, warranting a measured fundamental view.

Analysis Checks(8/10)

Net assets per share (growth rate compared to beginning of year %)

Value3.49

Score0/3

Weight3.31%

1M Return2.09%

Revenue-MV

Value0.60

Score2/3

Weight11.64%

1M Return6.44%

Net profit attributable to parent company shareholders / Net profit (%)

Value98.26

Score2/3

Weight8.36%

1M Return4.63%

Gross profit margin (%)

Value36.70

Score3/3

Weight5.92%

1M Return3.43%

Profit-MV

Value3.15

Score3/3

Weight13.67%

1M Return6.98%

Total profit (YoY growth rate %)

Value-22.45

Score1/3

Weight5.78%

1M Return3.23%

PB-ROE

Value-1.03

Score3/3

Weight12.80%

1M Return6.02%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight5.92%

1M Return3.43%

Asset-MV

Value-0.50

Score3/3

Weight22.62%

1M Return10.42%

Cash-MV

Value0.35

Score2/3

Weight9.99%

1M Return5.25%

Is BSBR undervalued or overvalued?

BSBR scores 5.45/10 on fundamentals and holds a Fair valuation at present. Backed by its 7.24% ROE, 15.69% net margin, 13.07 P/E ratio, 1.05 P/B ratio, and -18.08% earnings growth, these metrics solidify its Netural investment rating.