BSAC
Santander-Chile·NYSE
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BSAC fundamentals
Santander-Chile (BSAC) released its earnings on Jan 15, 2026: revenue was 769.23M (YoY +5.86%), missed estimates; EPS was 0.6075 (YoY +2.19%), beat estimates.
Revenue / YoY
769.23M
+5.86%
EPS / YoY
0.6075
+2.19%
Report date
Jan 15, 2026
BSAC Earnings Call Summary for Q4,2025
- Record Performance: 23% YoY net income growth, ROE 23.5%, best-in-class efficiency ratio of 36%.
- Digital Dominance: 4.6M clients (58% active), 8.5% fee income growth, 15% credit card transaction surge.
- Strategic Moves: Getnet sale generates CLP 68B upfront + 10% of NORevenues, maintaining 65-70% P&L contribution.
- 2026 Outlook: ROE 22-24%, 5-6% loan growth, stable NIMs at 4%, cost of risk improvement to 1.3%.
- Regulatory Tailwinds: Potential 23% corporate tax rate, credit cap liberalization, and open finance law implementation.
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Key Indicators
Santander-Chile (BSAC) key financial stats and ratios, covering profitability, financial health, and leverage.
Santander-Chile (BSAC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Santander-Chile (BSAC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Santander-Chile (BSAC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Santander-Chile (BSAC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Santander-Chile (BSAC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Santander-Chile next quarter?Did Santander-Chile beat or miss consensus estimates last quarter?What is Santander-Chile's gross profit margin?What is the revenue and EPS growth rate for Santander-Chile year over year?What does Santander-Chile do and what are its main business segments?What factors drove the changes in Santander-Chile's revenue and profit?What guidance did Santander-Chile's management provide for the next earnings period?What were the key takeaways from Santander-Chile's earnings call?
