Bain Capital Specialty Finance (BCSF) Fundamental Analysis: Revenue, Earnings & Valuation

5.94 / 10

Netural

Fundamentally, BCSF scores 5.9/10. Strengths include high inventory (103.9) and fixed-asset turnover (9306), solid current (3.94) and quick (2.28) ratios, and a 41.8% gross margin. Weaknesses are a –17.3% YoY diluted EPS decline and negative –10.8% ROA, yielding a mixed picture.

Analysis Checks(9/10)

Inventory turnover ratio

Value103.94

Score2/3

Weight6.05%

1M Return1.58%

Gross profit margin (%)

Value41.83

Score2/3

Weight6.18%

1M Return1.58%

Quick ratio

Value2.28

Score2/3

Weight6.04%

1M Return1.58%

Rate of return on total assets (%)

Value-10.79

Score2/3

Weight6.12%

1M Return1.61%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight10.90%

1M Return2.82%

Annualized return on total assets (%)

Value-10.79

Score2/3

Weight6.12%

1M Return1.61%

Diluted earnings per share (YoY growth rate %)

Value-17.30

Score1/3

Weight6.55%

1M Return1.64%

Asset-MV

Value-0.55

Score3/3

Weight36.38%

1M Return8.56%

Current assets / Total assets (%)

Value47.20

Score3/3

Weight8.59%

1M Return2.34%

Current ratio

Value3.94

Score3/3

Weight7.07%

1M Return1.91%

Is BCSF undervalued or overvalued?

BCSF scores 5.94/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.75% ROE, 36.14% net margin, 8.09 P/E ratio, 0.72 P/B ratio, and -17.30% earnings growth, these metrics solidify its Netural investment rating.