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BCH

Banco de Chile·NYSE
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BCH fundamentals

Banco de Chile (BCH) released its earnings on Oct 30, 2025: revenue was 765.35M (YoY -4.84%), missed estimates; EPS was 0.003017 (YoY -5.13%), missed estimates.
Revenue / YoY
765.35M
-4.84%
EPS / YoY
0.003017
-5.13%
Report date
Oct 30, 2025
BCH Earnings Call Summary for Q3,2025
  • Record Financial Results: Q3 net income up 1.9% YoY to CLP 927 million, with ROAC of 22.3%, leading the industry in profitability and asset quality.
  • Strategic Growth Focus: Digital transformation and high-potential segments (SMEs, consumer loans) to regain market share, supported by 36.8% efficiency ratio.
  • Macroeconomic Resilience: 2025 GDP forecast revised up to 2.5%, driven by domestic demand and investment, with inflation set to decline to 3.9%.
  • Capital Strength: CET1 ratio of 14.2% provides flexibility for growth, with plans to normalize capital above regulatory limits over the medium term.
EPS
Revenue

Revenue & Expenses

Key Indicators

Banco de Chile (BCH) key financial stats and ratios, covering profitability, financial health, and leverage.
Banco de Chile (BCH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Banco de Chile (BCH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banco de Chile (BCH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banco de Chile (BCH) generate its revenue? Explore its key revenue streams and top earning regions.
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By Region
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Track Banco de Chile (BCH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield