BBVA
Bank Bilbao Vizcaya·NYSE
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BBVA fundamentals
During Q4 2025, Bank Bilbao Vizcaya (BBVA) reported revenue of 11.50B, a YoY change of 19.17%. Net income was 3.13B, a YoY change of 16.75%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 6.34B -- | 6.20B -- | 5.99B -- | 6.30B -- | 6.69B +5.50% | 6.94B +11.97% | 7.56B +26.38% | 7.85B +24.56% | 8.42B +25.88% | 8.23B +18.54% | 8.87B +17.23% | 9.88B +25.89% | 9.71B +15.36% | 9.65B +17.24% | 10.07B +13.51% | 10.25B +3.72% | 10.68B +9.96% | 11.50B +19.17% | 42.49B -- |
Net Interest Income | 4.61B -- | 4.70B -- | 4.37B -- | 4.81B -- | 5.15B +11.76% | 5.84B +24.15% | 6.13B +40.24% | 6.30B +30.94% | 6.89B +33.83% | 5.85B +0.24% | 7.03B +14.65% | 7.02B +11.42% | 6.54B -5.05% | 6.68B +14.11% | 6.92B -1.63% | 7.39B +5.24% | 7.79B +19.18% | 8.31B +24.44% | 30.41B -- |
Interest Income | -- -- | 26.25B -- | -- -- | 14.03B -- | -- -- | 10.06B -61.69% | 11.49B -- | 12.37B -11.84% | 14.76B -- | 13.41B +33.40% | 16.17B +40.73% | 16.89B +36.56% | 16.13B +9.33% | 17.13B +27.67% | 15.90B -1.66% | 16.26B -3.74% | 17.33B +7.40% | 17.79B +3.88% | 67.28B -- |
Interest Expense | -- -- | 9.43B -- | -- -- | 5.09B -- | -- -- | 4.22B -55.25% | 5.36B -- | 6.07B +19.21% | 7.87B -- | 7.56B +79.32% | 9.14B +70.59% | 9.87B +62.64% | 9.59B +21.91% | 10.45B +38.16% | 8.98B -1.69% | 8.87B -10.13% | 9.53B -0.64% | 9.48B -9.26% | 36.87B -- |
Non-Interest Income | 1.74B -- | 8.24B -- | 1.61B -- | 1.49B -- | 1.56B -10.03% | 9.50B +15.35% | 1.43B -11.23% | 1.55B +4.02% | 9.53B +510.08% | 4.47B -52.93% | 5.31B +271.07% | 5.60B +260.48% | 5.77B -39.39% | 6.18B +38.05% | 6.17B +16.21% | 5.23B -6.49% | 6.05B +4.79% | 6.64B +7.55% | 24.09B -- |
Gain (Loss) on Trading Securities | 507.07M -- | -411.98M -- | 643.39M -- | -595.69M -- | 560.57M +10.55% | 539.18M +230.88% | 476.19M -25.99% | -169.26M +71.59% | 635.04M +13.29% | 997.79M +85.06% | 445.67M -6.41% | 910.43M +637.89% | 1.11B +75.33% | 645.90M -35.27% | 982.44M +120.44% | 539.07M -40.79% | 679.46M -38.97% | 671.30M +3.93% | 2.87B -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | 999.38M -- | -- -- | -- -- | -- -- | 1.36B +36.48% | -- -- | -- -- | 526.02M -- | -174.78M -112.81% | 197.48M -- | 230.29M -- | 293.11M -44.28% | 35.19M +120.14% | -77.73M -139.36% | -60.03M -126.07% | 153.73M -47.55% | -343.86M -1077.07% | -327.89M -- |
Fees and Commissions Income | 1.44B -- | 3.94B -- | 1.38B -- | 1.48B -- | 1.35B -6.48% | 4.51B +14.55% | 1.56B +13.10% | 1.60B +8.52% | 4.58B +239.54% | 2.94B -34.76% | 3.16B +101.82% | 3.45B +115.20% | 3.47B -24.31% | 3.91B +32.76% | 3.56B +12.73% | 3.79B +9.68% | 4.12B +18.65% | 4.37B +11.79% | 15.83B -- |
Other Non-Interest Income | -215.33M -- | 3.71B -- | -414.88M -- | 610.34M -- | -349.25M -62.19% | 3.09B -16.80% | -609.92M -47.01% | 117.94M -80.68% | 3.78B +1182.48% | 707.97M -77.09% | 1.51B +347.34% | 1.00B +751.90% | 897.17M -76.27% | 1.59B +124.28% | 1.71B +13.07% | 968.67M -3.59% | 1.10B +22.56% | 1.95B +22.62% | 5.72B -- |
Loan Impairment Loss | 46.31M -- | -253.52M -- | 53.25M -- | 67.00M -- | 126.20M +172.52% | -257.82M -1.70% | 15.22M -71.41% | 125.58M +87.43% | -136.53M -208.19% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Income after Deducting Loan Impairment Loss | 6.29B -- | 13.19B -- | 5.93B -- | 6.24B -- | 6.58B +4.57% | 15.60B +18.22% | 7.55B +27.26% | 7.73B +23.88% | 16.55B +151.45% | 10.32B -33.81% | 12.34B +63.48% | 12.62B +63.29% | 12.31B -25.60% | 12.85B +24.48% | 13.09B +6.05% | 12.62B +0.03% | 13.84B +12.43% | 14.95B +16.32% | 54.50B -- |
Operating Expenses | 3.92B -- | 11.73B -- | 2.67B -- | 4.37B -- | 3.68B -6.21% | 12.88B +9.84% | 3.28B +22.90% | 5.33B +21.92% | 13.05B +254.96% | 7.03B -45.41% | 8.66B +164.14% | 8.03B +50.67% | 8.00B -38.72% | 8.98B +27.68% | 8.43B -2.73% | 7.90B -1.56% | 9.33B +16.62% | 10.35B +15.33% | 36.01B -- |
Fees and Commissions Expenses | -- -- | 2.53B -- | -- -- | -- -- | -- -- | 3.09B +22.30% | -- -- | -- -- | 2.80B -- | 1.07B -65.45% | 1.12B -- | 1.36B -- | 1.34B -52.20% | 1.59B +49.33% | 1.34B +19.00% | 1.49B +9.80% | 1.70B +26.95% | 1.85B +16.10% | 6.38B -- |
Selling, General and Administrative Expenses | -- -- | 8.87B -- | -- -- | 2.70B -- | -- -- | 9.39B +5.89% | -- -- | 3.36B +24.47% | 6.52B -- | 853.99M -90.91% | 3.65B -- | 2.68B -20.22% | 4.79B -26.48% | 1.49B +74.18% | 3.85B +5.37% | 2.83B +5.55% | 5.15B +7.50% | 1.79B +20.17% | 13.62B -- |
Impairment Loss on Other Assets | -- -- | 3.43B -- | -- -- | -- -- | -- -- | 3.61B +5.27% | -- -- | -- -- | 3.39B -- | 1.36B -62.51% | 1.47B -- | 1.58B -- | 1.60B -52.69% | 1.52B +11.98% | 1.50B +1.81% | 1.62B +2.23% | 1.84B +14.66% | 2.05B +34.96% | 7.00B -- |
Other Operating Expenses | 3.92B -- | -3.10B -- | 2.67B -- | 1.67B -- | 3.68B -6.21% | -3.22B -3.65% | 3.28B +22.90% | 1.96B +17.80% | 339.75M -90.76% | 3.75B +216.67% | 2.42B -26.11% | 2.40B +22.35% | 260.79M -23.24% | 4.38B +16.62% | 1.75B -27.75% | 1.96B -18.42% | 634.86M +143.44% | 4.67B +6.60% | 9.01B -- |
Operating Profit | 2.37B -- | 1.47B -- | 3.26B -- | 1.87B -- | 2.91B +22.37% | 2.72B +85.18% | 4.27B +30.82% | 2.40B +28.48% | 3.50B +20.46% | 3.29B +21.14% | 3.68B -13.86% | 4.59B +91.35% | 4.32B +23.32% | 3.87B +17.65% | 4.66B +26.73% | 4.72B +2.83% | 4.52B +4.67% | 4.60B +18.62% | 18.49B -- |
Non-Operating Income (Loss) | 8.10M -- | -262.58M -- | -795.37M -- | 750.63M -- | 17.61M +117.30% | 18.19M +106.93% | -1.07B -34.37% | 1.07B +43.01% | 61.39M +248.60% | -49.78M -373.71% | 53.95M +105.05% | 42.84M -96.01% | -6.69M -110.89% | 17.60M +135.35% | 33.47M -37.97% | 81.21M +89.56% | 21.12M +415.88% | 21.12M +20.05% | 156.93M -- |
Profit (Loss) from Equity Investments | -- -- | 1.13M -- | -- -- | -- -- | -- -- | 22.47M +1884.96% | -- -- | -- -- | 21.17M -- | 6.64M -70.46% | 10.79M -- | 10.71M -- | 12.26M -42.08% | 9.32M +40.36% | 9.72M -9.96% | 24.72M +130.76% | 14.08M +14.87% | 23.47M +151.96% | 71.99M -- |
Other Non-Operating Income (Loss) | 8.10M -- | -263.71M -- | -795.37M -- | 750.63M -- | 17.61M +117.30% | -4.28M +98.38% | -1.07B -34.37% | 1.07B +43.01% | 40.22M +128.40% | -56.42M -1218.38% | 43.16M +104.04% | 32.13M -97.01% | -18.95M -147.11% | 8.28M +114.68% | 23.75M -44.97% | 56.50M +75.82% | 7.04M +137.16% | -2.35M -128.35% | 84.94M -- |
Income Before Income Taxes | 2.38B -- | 1.21B -- | 2.47B -- | 2.62B -- | 2.92B +22.61% | 2.74B +127.12% | 3.20B +29.68% | 3.47B +32.65% | 3.56B +21.92% | 3.24B +18.47% | 3.73B +16.58% | 4.63B +33.39% | 4.31B +21.04% | 3.89B +19.90% | 4.69B +25.80% | 4.80B +3.63% | 4.54B +5.32% | 4.62B +18.69% | 18.65B -- |
Income Tax Expense | 563.80M -- | 213.91M -- | 1.00B -- | 782.03M -- | 983.19M +74.39% | 909.33M +325.10% | 1.03B +3.11% | 1.12B +43.55% | 1.30B +31.98% | 883.85M -2.80% | 1.24B +20.26% | 1.47B +31.10% | 1.26B -2.60% | 1.21B +37.14% | 1.58B +27.43% | 1.37B -7.23% | 1.42B +11.98% | 1.49B +22.77% | 5.85B -- |
Net Income from Discontinued Operations | -- -- | 316.90M -- | -- -- | -- -- | -- -- | 0 -100.00% | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Other Items Affecting Net Income | -- -- | -- -- | -1.11M -- | 1.05M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -1.11M -- | 1.04M -- | -- -- | -- -- | 1.17M +205.29% | -1.17M -213.38% | -- -- |
Net Income | 1.82B -- | 1.31B -- | 1.47B -- | 1.84B -- | 1.94B +6.50% | 1.83B +39.74% | 2.17B +47.94% | 2.35B +27.93% | 2.26B +16.88% | 2.36B +29.06% | 2.49B +14.84% | 3.16B +34.49% | 3.04B +34.49% | 2.68B +13.53% | 3.11B +24.98% | 3.43B +8.69% | 3.13B +2.63% | 3.13B +16.75% | 12.80B -- |
Net Income Attributable to Minority Interests | 266.27M -- | 260.31M -- | -3.33M -- | 125.63M -- | 139.90M -47.46% | 156.19M -40.00% | 160.91M +4935.05% | 128.86M +2.57% | 59.27M -57.63% | 82.97M -46.88% | 115.46M -28.24% | 164.95M +28.01% | 117.02M +97.44% | 160.44M +93.38% | 198.65M +72.04% | 196.56M +19.16% | 154.90M +32.37% | 154.92M -3.44% | 705.02M -- |
Net Income Attributable to Owners of the Company | 1.55B -- | 1.05B -- | 1.47B -- | 1.71B -- | 1.80B +16.01% | 1.67B +59.54% | 2.01B +36.65% | 2.22B +29.79% | 2.20B +22.41% | 2.28B +36.15% | 2.37B +18.29% | 2.99B +34.87% | 2.93B +32.80% | 2.52B +10.62% | 2.91B +22.69% | 3.24B +8.12% | 2.97B +1.45% | 2.97B +18.04% | 12.09B -- |
Other Adjustments | -- -- | -470.83M -- | -1.11M -- | 1.05M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Net Income Attributable to Common Stockholders | 1.55B -- | 1.52B -- | 1.47B -- | 1.71B -- | 1.80B +16.01% | 1.67B +10.09% | 2.01B +36.55% | 2.22B +29.87% | 2.20B +22.41% | 2.28B +36.15% | 2.37B +18.29% | 2.99B +34.87% | 2.93B +32.80% | 2.52B +10.62% | 2.91B +22.69% | 3.24B +8.12% | 2.97B +1.45% | 2.97B +18.04% | 12.09B -- |
Other Comprehensive Income | -- -- | -4.50B -- | -- -- | 1.91B -- | -60.65M -- | -- -- | 1.62B -- | -1.00B -152.35% | 886.94M +1562.28% | -- -- | 1.72B +6.74% | -1.48B -47.98% | -1.42B -259.71% | 666.60M -- | -938.17M -154.41% | -1.42B +4.00% | 210.06M +114.83% | -93.89M -114.08% | -2.25B -- |
Total Comprehensive Income | -- -- | 1.86B -- | -- -- | 5.13B -- | 1.88B -- | -- -- | 3.78B -- | 1.35B -73.79% | 3.15B +67.92% | -- -- | 4.21B +11.38% | 1.67B +24.44% | 1.63B -48.32% | 3.35B -- | 2.17B -48.43% | 2.01B +19.94% | 3.34B +104.82% | 3.03B -9.32% | 10.55B -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | -565.90M -- | -- -- | 1.13B -- | -- -- | -29.95M +94.71% | 210.92M -- | -82.99M -107.35% | 198.98M -- | -134.96M -350.54% | 426.24M +102.09% | 258.14M +411.04% | 66.87M -66.39% | 426.46M +416.00% | 46.42M -89.11% | -112.99M -143.77% | 104.44M +56.19% | 292.23M -31.48% | 330.10M -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | 2.42B -- | -- -- | 4.00B -- | -- -- | 811.98M -66.49% | 3.57B -- | 1.43B -64.32% | 2.95B -- | 2.24B +175.74% | 3.79B +6.02% | 1.42B -0.79% | 1.56B -47.14% | 2.92B +30.37% | 2.13B -43.85% | 2.12B +49.67% | 3.23B +107.05% | 2.74B -6.12% | 10.22B -- |
You can ask Aime
What factors drove the changes in Bank Bilbao Vizcaya's revenue and profit?What guidance did Bank Bilbao Vizcaya's management provide for the next earnings period?What is the market's earnings forecast for Bank Bilbao Vizcaya next quarter?Did Bank Bilbao Vizcaya beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Bank Bilbao Vizcaya year over year?What were the key takeaways from Bank Bilbao Vizcaya's earnings call?What is Bank Bilbao Vizcaya's latest dividend and current dividend yield?What were the key takeaways from Bank Bilbao Vizcaya’s earnings call?
