BBVA
Bank Bilbao Vizcaya·NYSE
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BBVA fundamentals
Bank Bilbao Vizcaya (BBVA) released its earnings on Feb 5, 2026: revenue was 11.55B (YoY +18.84%), beat estimates; EPS was 0.5072 (YoY +11.94%), beat estimates.
Revenue / YoY
11.55B
+18.84%
EPS / YoY
0.5072
+11.94%
Report date
Feb 5, 2026
BBVA Earnings Call Summary for Q4,2025
- Record Profit and Growth: EUR 10.5 billion net profit, 16.2% loan growth, and 19.3% return on tangible equity highlight 2025 success.
- Strategic Investments: EUR 4 billion share buyback, highest dividend in history, and 11.5 million new customers driven by AI and digital transformation.
- Regional Strength: Spain (8% loan growth, 33% cost-to-income), Mexico (7.5% loan growth, 30% cost-to-income), and South America (14.3% profit growth) all outperform peers.
- Capital Discipline: CET1 target 11.5%-12%, with 30-40 basis points annual organic capital generation and flexible dividend policy.
- Digital and AI Focus: 127,000 employees using OpenAI, 1 million new digital customers in Spain, and EUR 12.2 billion digital bank deposits in Italy/Germany.
- Risk Management: 200 basis points cost of risk guidance for Turkey, 250 basis points for Mexico, and 16 basis points operational risk in Q4.
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Key Indicators
Bank Bilbao Vizcaya (BBVA) key financial stats and ratios, covering profitability, financial health, and leverage.
Bank Bilbao Vizcaya (BBVA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Bank Bilbao Vizcaya (BBVA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Bank Bilbao Vizcaya (BBVA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Bank Bilbao Vizcaya (BBVA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Bank Bilbao Vizcaya (BBVA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is Bank Bilbao Vizcaya's gross profit margin?What were the key takeaways from Bank Bilbao Vizcaya’s earnings call?What is the revenue and EPS growth rate for Bank Bilbao Vizcaya year over year?What does Bank Bilbao Vizcaya do and what are its main business segments?Did Bank Bilbao Vizcaya beat or miss consensus estimates last quarter?What is Bank Bilbao Vizcaya's latest dividend and current dividend yield?What were the key takeaways from Bank Bilbao Vizcaya's earnings call?What is the market's earnings forecast for Bank Bilbao Vizcaya next quarter?
