Bank Bilbao Vizcaya (BBVA) Fundamental Analysis: Revenue, Earnings & Valuation

3.71 / 10

Netural

Corporate fundamentals are rated inadequate (3.7/10). Key strengths include a solid gross profit margin of 36.7% and a high total-profit-to-EBIT ratio of 100%, which bolster operational efficiency. However, challenges persist in the PB-ROE spread (1.24) and cash-to-asset metrics, while shareholders' equity growth is only moderate (3.58% year-over-year). This mix of factors leads to a selective investment stance rather than an outright recommendation.

Analysis Checks(6/10)

Revenue-MV

Value-0.26

Score3/3

Weight16.66%

1M Return7.62%

Net profit attributable to parent company shareholders / Net profit (%)

Value94.29

Score2/3

Weight8.30%

1M Return4.07%

Gross profit margin (%)

Value36.70

Score3/3

Weight6.53%

1M Return3.27%

Net income-Revenue

Value1.18

Score3/3

Weight16.39%

1M Return7.08%

PB-ROE

Value1.24

Score0/3

Weight8.33%

1M Return4.43%

Shareholders’ equity attributable to parent company (growth rate compared to beginning of year %)

Value3.58

Score0/3

Weight3.97%

1M Return2.09%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.61%

1M Return3.30%

Cash-UP

Value-0.06

Score1/3

Weight6.26%

1M Return3.34%

Asset-MV

Value-0.50

Score0/3

Weight10.96%

1M Return4.87%

Cash-MV

Value-0.07

Score3/3

Weight16.00%

1M Return7.48%

Is BBVA fundamentally strong?

BBVA scores 3.71/10 on fundamentals and holds a Fair valuation at present. Backed by its 13.10% ROE, 30.38% net margin, 11.99 P/E ratio, 1.90 P/B ratio, and 3.17% earnings growth, these metrics solidify its Netural investment rating.