BAP
Credicorp·NYSE
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BAP fundamentals
Credicorp (BAP) released its earnings on Nov 17, 2025: revenue was 1.52B (YoY +9.35%), missed estimates; EPS was 6.5 (YoY +27.70%), beat estimates.
Revenue / YoY
1.52B
+9.35%
EPS / YoY
6.5
+27.70%
Report date
Nov 17, 2025
BAP Earnings Call Summary for Q3,2025
- Record Performance: Q3 ROE 19.6%, NIM 6.6%, 7% loan growth vs. 3.4% GDP.
- Digital Growth Engine: Yape at 15.5M users, 20%+ rev growth YoY. Target 18M users & $300M rev by 2028.
- Resilience & Discipline: 46.4% efficiency ratio, 1.7% cost of risk. 2025 guidance: ROE ~19%, 6.5% loan growth.
- Strategic Opportunities: Bolivia pivot to pro-market gov, $100M+ annual lending potential. 2026 elections unlikely to derail 3%+ GDP.
- Capital Return: 58% 2025 payout, targeting high 60s%+ in 2026+ with regular dividend hikes.
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Key Indicators
Credicorp (BAP) key financial stats and ratios, covering profitability, financial health, and leverage.
Credicorp (BAP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Credicorp (BAP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Credicorp (BAP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Credicorp (BAP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Credicorp (BAP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Credicorp's management provide for the next earnings period?What is the revenue and EPS growth rate for Credicorp year over year?What is Credicorp's gross profit margin?Did Credicorp beat or miss consensus estimates last quarter?What is the market's earnings forecast for Credicorp next quarter?What were the key takeaways from Credicorp's earnings call?What factors drove the changes in Credicorp's revenue and profit?What is Credicorp's latest dividend and current dividend yield?
