BANC
Banc of California·NYSE
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BANC fundamentals
Banc of California (BANC) released its earnings on Oct 22, 2025: revenue was 287.70M (YoY +23.92%), beat estimates; EPS was 0.38 (YoY +52.00%), beat estimates.
Revenue / YoY
287.70M
+23.92%
EPS / YoY
0.38
+52.00%
Report date
Oct 22, 2025
BANC Earnings Call Summary for Q3,2025
- EPS Growth: Q3 EPS up 23% QoQ to $0.38, with ROTE at 9.87% (231 bps YoY improvement). Full-year EPS growth of nearly 50% since Q1.
- Share Buybacks: $185M repurchased under $300M authorization, maintaining CET1 at 10.14%.
- NIM Expansion: 3.22% NIM (3.18% exit rate), driven by loan remixing and repricing. Expect further expansion in 2025.
- Credit Quality: ACL at 1.12%, criticized loans down 4% QoQ. Classified loans up due to timing, but all performing.
- Strategic Moves: Avoiding office and government-related lending, focusing on multifamily and C&I. Dynamic deposit management to reduce costs.
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Key Indicators
Banc of California (BANC) key financial stats and ratios, covering profitability, financial health, and leverage.
Banc of California (BANC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Banc of California (BANC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banc of California (BANC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banc of California (BANC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Banc of California (BANC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Banc of California year over year?Did Banc of California beat or miss consensus estimates last quarter?What is Banc of California's gross profit margin?What were the key takeaways from Banc of California’s earnings call?What guidance did Banc of California's management provide for the next earnings period?What were the key takeaways from Banc of California's earnings call?What does Banc of California do and what are its main business segments?What is Banc of California's latest dividend and current dividend yield?
