BANC
Banc of California·NYSE
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BANC fundamentals
Banc of California (BANC) released its earnings on Jan 21, 2026: revenue was 292.93M (YoY +10.84%), beat estimates; EPS was 0.42 (YoY +50.00%), beat estimates.
Revenue / YoY
292.93M
+10.84%
EPS / YoY
0.42
+50.00%
Report date
Jan 21, 2026
BANC Earnings Call Summary for Q4,2025
- Record 2025 Growth: 15% loan growth, 11% deposit growth, 10.75% ROATCE, and 11% TBV growth
- 2026 Targets: 20%+ PTPP growth, 10-12% NII growth, 3-3.5% expense growth
- Margin Catalysts: 6.83% new loan yields vs. 4.7% maturing loans, 10.5% annualized NIB deposit growth
- Expense Efficiency: 55.6% efficiency ratio, $6M annual ECR savings per 25bp rate cut
- Strategic Moves: $13.6M buybacks, 2027 preferred stock maturity ($0.16 EPS accretion), payments business expansion
EPS
Revenue
Revenue & Expenses
Key Indicators
Banc of California (BANC) key financial stats and ratios, covering profitability, financial health, and leverage.
Banc of California (BANC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Banc of California (BANC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banc of California (BANC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banc of California (BANC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Banc of California (BANC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What factors drove the changes in Banc of California's revenue and profit?What is Banc of California's gross profit margin?What guidance did Banc of California's management provide for the next earnings period?What were the key takeaways from Banc of California’s earnings call?What were the key takeaways from Banc of California's earnings call?What is the revenue and EPS growth rate for Banc of California year over year?What is Banc of California's latest dividend and current dividend yield?Did Banc of California beat or miss consensus estimates last quarter?
