BANC
Banc of California·NYSE
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5.14 / 10
Netural
Banc of California presents fair fundamental metrics (5.1/10). Strengths include a solid gross profit margin of 36.7% and a strong total-profit-to-EBIT ratio of 100%, indicating effective cost control. However, weaknesses such as a low ROE of 3.5% and a negative PB-ROE of -0.956 suggest limited profitability and value. These factors lead to a guarded, neutral fundamental appraisal.
Analysis Checks(6/10)
Revenue-MV
Value0.21
Score3/3
Weight14.61%
1M Return6.83%
Value0.21
Score3/3
Weight14.61%
1M Return6.83%
Net profit attributable to parent company shareholders / Net profit (%)
Value80.31
Score2/3
Weight8.99%
1M Return4.51%
Value80.31
Score2/3
Weight8.99%
1M Return4.51%
PB-ROE
Value-0.96
Score3/3
Weight14.04%
1M Return6.70%
Value-0.96
Score3/3
Weight14.04%
1M Return6.70%
ROE (diluted) (%)
Value3.51
Score0/3
Weight3.74%
1M Return2.14%
Value3.51
Score0/3
Weight3.74%
1M Return2.14%
ROE (%)
Value3.49
Score0/3
Weight3.87%
1M Return2.20%
Value3.49
Score0/3
Weight3.87%
1M Return2.20%
Annualized return on equity (%)
Value4.66
Score0/3
Weight3.87%
1M Return2.20%
Value4.66
Score0/3
Weight3.87%
1M Return2.20%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.58%
1M Return3.46%
Value36.70
Score3/3
Weight6.58%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.57%
1M Return3.44%
Value100.00
Score3/3
Weight6.57%
1M Return3.44%
Asset-MV
Value-0.51
Score3/3
Weight30.65%
1M Return11.28%
Value-0.51
Score3/3
Weight30.65%
1M Return11.28%
Cash-MV
Value0.13
Score1/3
Weight7.09%
1M Return3.31%
Value0.13
Score1/3
Weight7.09%
1M Return3.31%
Revenue-MV
Value0.21
Score3/3
Weight14.61%
1M Return6.83%
Value0.21
Score3/3
Weight14.61%
1M Return6.83%
Annualized return on equity (%)
Value4.66
Score0/3
Weight3.87%
1M Return2.20%
Value4.66
Score0/3
Weight3.87%
1M Return2.20%
Net profit attributable to parent company shareholders / Net profit (%)
Value80.31
Score2/3
Weight8.99%
1M Return4.51%
Value80.31
Score2/3
Weight8.99%
1M Return4.51%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.58%
1M Return3.46%
Value36.70
Score3/3
Weight6.58%
1M Return3.46%
PB-ROE
Value-0.96
Score3/3
Weight14.04%
1M Return6.70%
Value-0.96
Score3/3
Weight14.04%
1M Return6.70%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.57%
1M Return3.44%
Value100.00
Score3/3
Weight6.57%
1M Return3.44%
ROE (diluted) (%)
Value3.51
Score0/3
Weight3.74%
1M Return2.14%
Value3.51
Score0/3
Weight3.74%
1M Return2.14%
Asset-MV
Value-0.51
Score3/3
Weight30.65%
1M Return11.28%
Value-0.51
Score3/3
Weight30.65%
1M Return11.28%
ROE (%)
Value3.49
Score0/3
Weight3.87%
1M Return2.20%
Value3.49
Score0/3
Weight3.87%
1M Return2.20%
Cash-MV
Value0.13
Score1/3
Weight7.09%
1M Return3.31%
Value0.13
Score1/3
Weight7.09%
1M Return3.31%
Is BANC undervalued or overvalued?
- BANC scores 5.14/10 on fundamentals and holds a Fair valuation at present. Backed by its 3.49% ROE, 19.11% net margin, 30.06 P/E ratio, 0.94 P/B ratio, and 126.68% earnings growth, these metrics solidify its Netural investment rating.
