BAC
Bank Of America·NYSE
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BAC fundamentals
Bank Of America (BAC) released its earnings on Oct 15, 2025: revenue was 28.09B (YoY +10.80%), beat estimates; EPS was 1.06 (YoY +30.86%), beat estimates.
Revenue / YoY
28.09B
+10.80%
EPS / YoY
1.06
+30.86%
Report date
Oct 15, 2025
BAC Earnings Call Summary for Q3,2025
- Record Financial Performance: Q3 revenue of $28.2 billion (+11% YoY) and EPS of $1.06 (+31% YoY) highlight strong organic growth across all segments.
- AI-Driven Efficiency: AI tools like Erica are reducing headcount by 4,000 over three years, enabling 560 basis points of operating leverage.
- Credit Resilience: Net charge-offs down 10% QoQ, with nonperforming loans at 19-year lows, reflecting disciplined risk management.
- Capital Return: $7.4 billion returned to shareholders, with CET1 ratio at 11.6%, well above regulatory minimums.
- 2026 Outlook: NII growth of 5%-7% guided by fixed-rate asset repricing, positioning for ROTCE expansion near peer targets.
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Key Indicators
Bank Of America (BAC) key financial stats and ratios, covering profitability, financial health, and leverage.
Bank Of America (BAC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Bank Of America (BAC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Bank Of America (BAC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Bank Of America (BAC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Bank Of America (BAC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Bank Of America's earnings call?What factors drove the changes in Bank Of America's revenue and profit?What is the revenue and EPS growth rate for Bank Of America year over year?What is Bank Of America's gross profit margin?What guidance did Bank Of America's management provide for the next earnings period?What were the key takeaways from Bank Of America’s earnings call?What is Bank Of America's latest dividend and current dividend yield?What does Bank Of America do and what are its main business segments?
