AXP
American Express·NYSE
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AXP fundamentals
American Express (AXP) released its earnings on Jan 30, 2026: revenue was 18.98B (YoY +10.48%), beat estimates; EPS was 3.53 (YoY +16.12%), missed estimates.
Revenue / YoY
18.98B
+10.48%
EPS / YoY
3.53
+16.12%
Report date
Jan 30, 2026
AXP Earnings Call Summary for Q4,2025
- Record Growth: 2025 revenue up 10% to $72 billion, EPS +15% to $15.38. 2026 guidance for 9-10% revenue growth and $17.30-$17.90 EPS.
- Premium Product Dominance: Platinum Cards now 8% of fee-paying mix, driving 16% card fee growth. New Platinum refresh saw no retention loss despite fee increase.
- Efficiency Engine: Operating expenses as % of revenue down 4pts since 2022. 2026 marketing spend to grow low-single digits.
- Credit Resilience: Delinquency rates flat at best-in-class levels, with no impact from Platinum fee increase.
- Capital Return Leadership: $7.6 billion returned in 2025, including 16% dividend increase. Share buybacks reduced count 7% since 2022.
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Key Indicators
American Express (AXP) key financial stats and ratios, covering profitability, financial health, and leverage.
American Express (AXP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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American Express (AXP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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American Express (AXP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does American Express (AXP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track American Express (AXP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for American Express next quarter?What factors drove the changes in American Express's revenue and profit?What were the key takeaways from American Express's earnings call?What is American Express's latest dividend and current dividend yield?What guidance did American Express's management provide for the next earnings period?What were the key takeaways from American Express’s earnings call?Did American Express beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for American Express year over year?
