AXP
American Express·NYSE
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AXP fundamentals
American Express (AXP) released its earnings on Oct 17, 2025: revenue was 18.43B (YoY +10.78%), beat estimates; EPS was 4.14 (YoY +18.62%), beat estimates.
Revenue / YoY
18.43B
+10.78%
EPS / YoY
4.14
+18.62%
Report date
Oct 17, 2025
AXP Earnings Call Summary for Q3,2025
- Revenue and EPS Beat Expectations: Q3 revenue up 11% to $18.4B, EPS of $4.14 (+19%). Full-year guidance raised to 9-10% revenue growth and EPS of $15.20-$15.50.
- Platinum Card Success: New account acquisitions doubled, with 500K mirror card requests. Global Platinum spend outside U.S. up 24%.
- Strong Credit and Growth Drivers: Delinquency rates stable at 1.3%, retail spending up 12%. International markets and T&E rebound (airline spend +5%) fueled growth.
- Strategic Investments: $6B annualized marketing spend focused on premium products, 70% of new accounts on fee-paying cards. Younger cohorts drive 36% of total spend.
- Financial Resilience: ROE of 36%, $2.9B returned to shareholders, including $2.3B buybacks.
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Key Indicators
American Express (AXP) key financial stats and ratios, covering profitability, financial health, and leverage.
American Express (AXP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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American Express (AXP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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American Express (AXP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does American Express (AXP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track American Express (AXP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is American Express's gross profit margin?What were the key takeaways from American Express's earnings call?What is the revenue and EPS growth rate for American Express year over year?What factors drove the changes in American Express's revenue and profit?What does American Express do and what are its main business segments?What were the key takeaways from American Express’s earnings call?What is American Express's latest dividend and current dividend yield?What guidance did American Express's management provide for the next earnings period?
