AX
Axos Financial·NYSE
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AX fundamentals
Axos Financial (AX) released its earnings on Oct 30, 2025: revenue was 323.39M (YoY +0.85%), beat estimates; EPS was 2.07 (YoY +5.61%), beat estimates.
Revenue / YoY
323.39M
+0.85%
EPS / YoY
2.07
+5.61%
Report date
Oct 30, 2025
AX Earnings Call Summary for Q1,2026
- Record Loan Growth: $1.6 billion net loan growth, including $1 billion from Verdant, driving 15%+ annualized net interest income growth.
- Verdant Synergies: Expected to add $150-200M quarterly and boost EPS by 2-3% in FY2026.
- Strong Credit Metrics: Nonperforming loans at 74bp, down 5bp linked quarter; net charge-offs at 11bp.
- Deposit Expansion: Total deposits up 11.5% year-over-year to $22.3B, with 94% in low-cost funding.
- AI-Driven Efficiency: Investing in AI to reduce expenses below 30% of revenue growth, with Axos Workstation rolling out to RIAs.
- M&A Focus: Actively pursuing accretive deals in specialty lending, with $1.3B pipeline in floor plan lending.
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Key Indicators
Axos Financial (AX) key financial stats and ratios, covering profitability, financial health, and leverage.
Axos Financial (AX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Axos Financial (AX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Axos Financial (AX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Axos Financial (AX) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Axos Financial (AX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is the revenue and EPS growth rate for Axos Financial year over year?What is the market's earnings forecast for Axos Financial next quarter?What were the key takeaways from Axos Financial’s earnings call?What does Axos Financial do and what are its main business segments?What is Axos Financial's gross profit margin?What were the key takeaways from Axos Financial's earnings call?What factors drove the changes in Axos Financial's revenue and profit?What guidance did Axos Financial's management provide for the next earnings period?
