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AX

Axos Financial·NYSE
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AX fundamentals

Axos Financial (AX) released its earnings on Jan 29, 2026: revenue was 385.09M (YoY +25.07%), beat estimates; EPS was 2.22 (YoY +23.33%), beat estimates.
Revenue / YoY
385.09M
+25.07%
EPS / YoY
2.22
+23.33%
Report date
Jan 29, 2026
AX Earnings Call Summary for Q2,2026
  • Record Growth: $1.6B net loan growth, 4.94% NIM, and 23.3% EPS surge highlight Q2 success.
  • Verdant Synergy: $130M new loans from Verdant, targeting 2-3% EPS accretion this year.
  • AI Efficiency: AI tools reduce manual tasks, enabling 90%+ down beta on rate cuts.
  • Guidance: Q3 loan growth of $600-800M, with 10-15bps FDIC accretion sustainment.
  • Credit Strength: Nonaccrual loans at 61bps, net charge-offs at 4bps, with 215.8% allowance coverage.
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Revenue

Revenue & Expenses

Key Indicators

Axos Financial (AX) key financial stats and ratios, covering profitability, financial health, and leverage.
Axos Financial (AX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Axos Financial (AX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Axos Financial (AX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Axos Financial (AX) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Axos Financial (AX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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