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AX

Axos Financial·NYSE
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AX fundamentals

Axos Financial (AX) released its earnings on Jan 29, 2026: revenue was 385.09M (YoY +25.07%), beat estimates; EPS was 2.22 (YoY +23.33%), beat estimates.
Revenue / YoY
385.09M
+25.07%
EPS / YoY
2.22
+23.33%
Report date
Jan 29, 2026
AX Earnings Call Summary for Q2,2026
  • Record Growth: $1.6B net loan growth, 4.94% NIM, and 23.3% EPS surge highlight Q2 success.
  • Verdant Synergy: $130M new loans from Verdant, targeting 2-3% EPS accretion this year.
  • AI Efficiency: AI tools reduce manual tasks, enabling 90%+ down beta on rate cuts.
  • Guidance: Q3 loan growth of $600-800M, with 10-15bps FDIC accretion sustainment.
  • Credit Strength: Nonaccrual loans at 61bps, net charge-offs at 4bps, with 215.8% allowance coverage.

Earnings

EPS
Revenue

Revenue & Expenses

Key Indicators

Axos Financial (AX) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Axos Financial (AX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Axos Financial (AX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Axos Financial (AX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Axos Financial (AX) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Axos Financial (AX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield