Axos Financial (AX) Fundamental Analysis: Revenue, Earnings & Valuation

3.86 / 10

Netural

Fundamental analysis rates the stock neutral with a 3.9/10 strength. Positive drivers include high Net‑income/Revenue, strong Gross‑margin, and robust Cash‑MV, while PB‑ROE and Asset‑MV lag. Overall, fundamentals are challenged, suggesting selective exposure.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.24%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.24%

1M Return3.70%

Profit-MV

Value0.82

Score2/3

Weight15.80%

1M Return6.92%

Net income-Revenue

Value0.94

Score2/3

Weight13.23%

1M Return5.96%

PB-ROE

Value-0.89

Score0/3

Weight8.45%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.24%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.24%

1M Return3.70%

Cash-UP

Value0.69

Score2/3

Weight8.72%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight9.68%

1M Return4.68%

Cash-MV

Value0.36

Score3/3

Weight15.16%

1M Return6.88%

Is AX fundamentally strong?

AX scores 3.86/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.58% ROE, 34.11% net margin, 10.30 P/E ratio, 1.60 P/B ratio, and 6.06% earnings growth, these metrics solidify its Netural investment rating.