Avidia Bancorp (AVBC) Fundamental Analysis: Revenue, Earnings & Valuation

2.07 / 10

Underperform

Fundamental analysis rates AVBC as underperform with a 2.1/10 score. Gross profit margin is decent at 36.9% and liability ratios are moderate, but PB‑ROE, Profit‑MV and Asset‑MV are negative, indicating poor profitability and valuation. Overall financial health is weak.

Analysis Checks(6/10)

Gross profit margin (%)

Value36.92

Score3/3

Weight8.49%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value49.61

Score3/3

Weight8.48%

1M Return3.70%

Profit-MV

Value-0.53

Score0/3

Weight9.17%

1M Return4.03%

Net income-Revenue

Value0.07

Score0/3

Weight9.22%

1M Return3.99%

PB-ROE

Value1.27

Score0/3

Weight9.90%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.26

Score3/3

Weight8.49%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.48%

1M Return3.70%

Cash-UP

Value-0.15

Score2/3

Weight10.22%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight11.34%

1M Return4.68%

Cash-MV

Value0.02

Score2/3

Weight16.21%

1M Return6.14%

Is AVBC undervalued or overvalued?

AVBC scores 2.07/10 on fundamentals and holds a Premium valuation at present. Backed by its -1.15% ROE, -3.18% net margin, -120.01 P/E ratio, 1.04 P/B ratio, and 0.00% earnings growth, these metrics solidify its Underperform investment rating.