AUB
Atlantic Union·NYSE
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2.45 / 10
Underperform
Corporate fundamentals for AUB are assessed as weak (2.5/10). Key concerns include a high PB-ROE value of 2.4617, placing it in Group 3 with a quality score of 0/3, and a negative Asset-MV difference of -0.5103, ranked Group 3 with a 2-point quality score. Revenue-MV is positive at 0.2131 but only earns a 0/3 score. Cash-MV shows a modest 0.1347, scoring 3. However, ROE and diluted ROE are low (3.79 and 3.11 respectively), both in Group 1 with 0/3 scores. Gross profit margin is healthy at 36.70%, scoring 3, but Total profit/EBIT and Net profit ratios score lower. The composite fundamental score is 2.45, reflecting these mixed signals and a challenging outlook.
Analysis Checks(5/10)
Revenue-MV
Value0.21
Score0/3
Weight8.87%
1M Return3.38%
Value0.21
Score0/3
Weight8.87%
1M Return3.38%
Net profit attributable to parent company shareholders / Net profit (%)
Value94.50
Score2/3
Weight11.34%
1M Return4.51%
Value94.50
Score2/3
Weight11.34%
1M Return4.51%
PB-ROE
Value2.46
Score0/3
Weight9.69%
1M Return3.62%
Value2.46
Score0/3
Weight9.69%
1M Return3.62%
ROE (diluted) (%)
Value3.11
Score0/3
Weight4.72%
1M Return2.14%
Value3.11
Score0/3
Weight4.72%
1M Return2.14%
ROE (%)
Value3.79
Score0/3
Weight4.88%
1M Return2.20%
Value3.79
Score0/3
Weight4.88%
1M Return2.20%
Annualized return on equity (%)
Value5.06
Score0/3
Weight4.88%
1M Return2.20%
Value5.06
Score0/3
Weight4.88%
1M Return2.20%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.30%
1M Return3.46%
Value36.70
Score3/3
Weight8.30%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.28%
1M Return3.44%
Value100.00
Score3/3
Weight8.28%
1M Return3.44%
Asset-MV
Value-0.51
Score2/3
Weight18.82%
1M Return6.09%
Value-0.51
Score2/3
Weight18.82%
1M Return6.09%
Cash-MV
Value0.13
Score3/3
Weight20.21%
1M Return7.53%
Value0.13
Score3/3
Weight20.21%
1M Return7.53%
Revenue-MV
Value0.21
Score0/3
Weight8.87%
1M Return3.38%
Value0.21
Score0/3
Weight8.87%
1M Return3.38%
Annualized return on equity (%)
Value5.06
Score0/3
Weight4.88%
1M Return2.20%
Value5.06
Score0/3
Weight4.88%
1M Return2.20%
Net profit attributable to parent company shareholders / Net profit (%)
Value94.50
Score2/3
Weight11.34%
1M Return4.51%
Value94.50
Score2/3
Weight11.34%
1M Return4.51%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.30%
1M Return3.46%
Value36.70
Score3/3
Weight8.30%
1M Return3.46%
PB-ROE
Value2.46
Score0/3
Weight9.69%
1M Return3.62%
Value2.46
Score0/3
Weight9.69%
1M Return3.62%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.28%
1M Return3.44%
Value100.00
Score3/3
Weight8.28%
1M Return3.44%
ROE (diluted) (%)
Value3.11
Score0/3
Weight4.72%
1M Return2.14%
Value3.11
Score0/3
Weight4.72%
1M Return2.14%
Asset-MV
Value-0.51
Score2/3
Weight18.82%
1M Return6.09%
Value-0.51
Score2/3
Weight18.82%
1M Return6.09%
ROE (%)
Value3.79
Score0/3
Weight4.88%
1M Return2.20%
Value3.79
Score0/3
Weight4.88%
1M Return2.20%
Cash-MV
Value0.13
Score3/3
Weight20.21%
1M Return7.53%
Value0.13
Score3/3
Weight20.21%
1M Return7.53%
Is AUB undervalued or overvalued?
- AUB scores 2.45/10 on fundamentals and holds a Premium valuation at present. Backed by its 3.79% ROE, 18.21% net margin, 30.86 P/E ratio, 1.20 P/B ratio, and -23.33% earnings growth, these metrics solidify its Underperform investment rating.
