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ASB

Associated Banc·NYSE
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ASB fundamentals

Associated Banc (ASB) released its earnings on Oct 23, 2025: revenue was 386.49M (YoY +17.12%), beat estimates; EPS was 0.73 (YoY +30.36%), beat estimates.
Revenue / YoY
386.49M
+17.12%
EPS / YoY
0.73
+30.36%
Report date
Oct 23, 2025
ASB Earnings Call Summary for Q3,2025
  • Record Financial Performance: Q3 net interest income ($305M) and ROTCE (14%) set new highs, up 16% and 250bps YoY. CET1 capital +13bps Q/Q to 10.33%.
  • C&I Growth Acceleration: $1B+ C&I loan growth YoY, with pipeline up 31%. 2026 growth poised to benefit from expiring noncompetes and new RM hires.
  • Profitability Drivers: 14-15% NII growth target for 2025, supported by asset remixing and 55%+ deposit beta. Efficiency ratio below 55%.
  • Credit Resilience: Delinquencies flat at $52M, nonaccruals down 34bps. Strong credit culture maintains ACLL stability despite macro uncertainty.
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Key Indicators

Associated Banc (ASB) key financial stats and ratios, covering profitability, financial health, and leverage.
Associated Banc (ASB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Associated Banc (ASB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Associated Banc (ASB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Associated Banc (ASB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Associated Banc (ASB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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