AMTB
Amerant Bancorp A·NYSE
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AMTB fundamentals
Amerant Bancorp A (AMTB) released its earnings on Jan 22, 2026: revenue was 112.17M (YoY +0.76%), beat estimates; EPS was 0.53 (YoY +6.00%), beat estimates.
Revenue / YoY
112.17M
+0.76%
EPS / YoY
0.53
+6.00%
Report date
Jan 22, 2026
AMTB Earnings Call Summary for Q4,2025
- Strategic Focus: 3-year plan prioritizes credit quality, balance sheet optimization, and AI-driven efficiency. Venezuela deposits ($2B) and AUM ($3.3B) position for growth amid oil sector reopening.
- Financial Performance: Q4 assets $9.8B (down 6%), loans $6.7B (down 3.5%), NIM 3.78%, ROA 0.10%. Noninterest income up 27% to $22M, expenses +36% to $106.8M due to non-core items.
- 2026 Targets: Loan growth 7-9%, NIM 3.65-3.70%, ROA 1%, efficiency ratio 60%. Share buybacks and dividend ($0.09Q) continue capital return.
- Credit Quality: Nonperforming assets rose to $187M (1.9% of assets) but resolved $32M in January. Provisions $3.5M, allowance coverage 1.20%.
- Venezuela Outlook: Potential deposit and AUM growth from oil sector activity, but risks include macroeconomic instability.
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Key Indicators
Amerant Bancorp A (AMTB) key financial stats and ratios, covering profitability, financial health, and leverage.
Amerant Bancorp A (AMTB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Amerant Bancorp A (AMTB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Amerant Bancorp A (AMTB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Amerant Bancorp A (AMTB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Amerant Bancorp A (AMTB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Amerant Bancorp A do and what are its main business segments?What factors drove the changes in Amerant Bancorp A's revenue and profit?What is Amerant Bancorp A's latest dividend and current dividend yield?Did Amerant Bancorp A beat or miss consensus estimates last quarter?What is the market's earnings forecast for Amerant Bancorp A next quarter?What guidance did Amerant Bancorp A's management provide for the next earnings period?What is Amerant Bancorp A's gross profit margin?What were the key takeaways from Amerant Bancorp A's earnings call?
