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ALLY

Ally Financial·NYSE
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ALLY fundamentals

Ally Financial (ALLY) released its earnings on Oct 17, 2025: revenue was 2.17B (YoY +5.44%), beat estimates; EPS was 1.15 (YoY +21.05%), beat estimates.
Revenue / YoY
2.17B
+5.44%
EPS / YoY
1.15
+21.05%
Report date
Oct 17, 2025
ALLY Earnings Call Summary for Q3,2025
  • EPS Soars 166%: Adjusted EPS of $1.15 reflects strong recovery in core franchises.
  • NIM Expansion: Net interest margin at 3.55%, targeting 3.45%-3.55% for Q4 amid Fed rate cuts.
  • Credit Strength: Retail auto NCO rate down 36bps YoY, delinquency rates improving despite macro challenges.
  • Digital Growth: Digital bank deposits hit $142B, reinforcing Ally's position as U.S.'s largest all-digital bank.
  • Capital Flexibility: $4.5B excess CET1 supports future buybacks and strategic initiatives.
EPS
Revenue

Revenue & Expenses

Key Indicators

Ally Financial (ALLY) key financial stats and ratios, covering profitability, financial health, and leverage.
Ally Financial (ALLY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Ally Financial (ALLY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Ally Financial (ALLY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Ally Financial (ALLY) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Ally Financial (ALLY) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield