ALLY
Ally Financial·NYSE
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6.02 / 10
Outperform
Comprehensive review: 6.0/10 score signifies satisfactory fundamentals. Optimistic factors: Gross profit margin (%) and EBIT / Total operating revenue (%), whereas limitations surface in Profit-MV and Total assets turnover ratio. Resulting view: encouraging.
Analysis Checks(4/10)
Gross profit margin (%)
Value36.70
Score2/3
Weight2.32%
1M Return1.11%
Value36.70
Score2/3
Weight2.32%
1M Return1.11%
Non-current liabilities / Total liabilities (%)
Value53.32
Score1/3
Weight4.81%
1M Return2.20%
Value53.32
Score1/3
Weight4.81%
1M Return2.20%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight7.06%
1M Return3.31%
Value100.00
Score2/3
Weight7.06%
1M Return3.31%
Total assets turnover ratio
Value0.58
Score1/3
Weight6.16%
1M Return2.97%
Value0.58
Score1/3
Weight6.16%
1M Return2.97%
Asset-MV
Value-0.51
Score3/3
Weight69.74%
1M Return17.31%
Value-0.51
Score3/3
Weight69.74%
1M Return17.31%
Profit-MV
Value1.19
Score0/3
Weight-6.71%
1M Return-4.06%
Value1.19
Score0/3
Weight-6.71%
1M Return-4.06%
Net profit margin (%)
Value-2976.84
Score1/3
Weight5.93%
1M Return2.79%
Value-2976.84
Score1/3
Weight5.93%
1M Return2.79%
Operating revenue (YoY growth rate %)
Value92.79
Score1/3
Weight7.27%
1M Return3.31%
Value92.79
Score1/3
Weight7.27%
1M Return3.31%
EBIT / Total operating revenue (%)
Value-3061.22
Score2/3
Weight5.48%
1M Return2.56%
Value-3061.22
Score2/3
Weight5.48%
1M Return2.56%
Cash-MV
Value0.13
Score1/3
Weight-2.06%
1M Return-1.21%
Value0.13
Score1/3
Weight-2.06%
1M Return-1.21%
Gross profit margin (%)
Value36.70
Score2/3
Weight2.32%
1M Return1.11%
Value36.70
Score2/3
Weight2.32%
1M Return1.11%
Profit-MV
Value1.19
Score0/3
Weight-6.71%
1M Return-4.06%
Value1.19
Score0/3
Weight-6.71%
1M Return-4.06%
Non-current liabilities / Total liabilities (%)
Value53.32
Score1/3
Weight4.81%
1M Return2.20%
Value53.32
Score1/3
Weight4.81%
1M Return2.20%
Net profit margin (%)
Value-2976.84
Score1/3
Weight5.93%
1M Return2.79%
Value-2976.84
Score1/3
Weight5.93%
1M Return2.79%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight7.06%
1M Return3.31%
Value100.00
Score2/3
Weight7.06%
1M Return3.31%
Operating revenue (YoY growth rate %)
Value92.79
Score1/3
Weight7.27%
1M Return3.31%
Value92.79
Score1/3
Weight7.27%
1M Return3.31%
Total assets turnover ratio
Value0.58
Score1/3
Weight6.16%
1M Return2.97%
Value0.58
Score1/3
Weight6.16%
1M Return2.97%
EBIT / Total operating revenue (%)
Value-3061.22
Score2/3
Weight5.48%
1M Return2.56%
Value-3061.22
Score2/3
Weight5.48%
1M Return2.56%
Asset-MV
Value-0.51
Score3/3
Weight69.74%
1M Return17.31%
Value-0.51
Score3/3
Weight69.74%
1M Return17.31%
Cash-MV
Value0.13
Score1/3
Weight-2.06%
1M Return-1.21%
Value0.13
Score1/3
Weight-2.06%
1M Return-1.21%
Is ALLY undervalued or overvalued?
- ALLY scores 6.02/10 on fundamentals and holds a Discounted valuation at present. Backed by its 3.05% ROE, 8.10% net margin, 24.96 P/E ratio, 0.86 P/B ratio, and 11.92% earnings growth, these metrics solidify its Outperform investment rating.
