Ally Financial (ALLY) Fundamental Analysis: Revenue, Earnings & Valuation

5.81 / 10

Netural

Fundamental rating is neutral with a 5.8/10 score. Gross profit margin (48.3%) and EBIT/revenue are strengths, while total‑asset turnover, profit growth and net cash flow are weak, yielding mixed fundamentals.

Analysis Checks(4/10)

Gross profit margin (%)

Value48.34

Score2/3

Weight2.42%

1M Return0.94%

Total profit (YoY growth rate %)

Value25.72

Score0/3

Weight-4.36%

1M Return-2.00%

Net cash flow from operating activities (YoY growth rate %)

Value-17.65

Score0/3

Weight-1.07%

1M Return-0.48%

Net profit margin (%)

Value-1161.70

Score0/3

Weight5.47%

1M Return2.13%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight8.97%

1M Return3.38%

Operating revenue (YoY growth rate %)

Value178.81

Score1/3

Weight8.40%

1M Return3.12%

Total assets turnover ratio

Value0.82

Score1/3

Weight8.18%

1M Return3.15%

EBIT / Total operating revenue (%)

Value-934.44

Score2/3

Weight6.44%

1M Return2.48%

Asset-MV

Value-0.55

Score3/3

Weight71.04%

1M Return16.13%

Cash-MV

Value0.74

Score1/3

Weight-5.49%

1M Return-3.14%

Is ALLY undervalued or overvalued?

ALLY scores 5.81/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.05% ROE, 10.77% net margin, 16.32 P/E ratio, 0.78 P/B ratio, and 31.32% earnings growth, these metrics solidify its Netural investment rating.